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$408,000

NAL Estimated Property Value

3702 Black Oak Lane, Montgomery, TX, 77316

Off MarketInfo
CommercialInfo
Beds3 Beds
Baths2 Bath
Baths1,096 Sq Ft
Multi FamilyMulti Family
price_per_sqft$272.81 / sqft
Year BuiltBuilt in 1972

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Bathrooms Half 1Bathrooms Half 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesRange
FlooringLaminate, Vinyl

Exterior

Lot Size3.25 acres

Building Information

Year Built1972
Stories1
Roof Type105
Garage Spaces3

Land Information

APN9420-00-08200
Lot Number82
SubdivisionValleywood Acres
Land UseResidential
Legal DescriptionVALLEYWOOD ACRES, LOT 82, ACRES 3.250
Census Tract694502
Assessed Land Value$67,750
Assessed Improvement Value$239,926
Assessment Year2025

About this property

Have you been looking for a investment opportunity? Look no further! This unrestricted 3.25 acres has a brick 3 bed room 1 1/2 bath home with metal roof and a 3 bed room 2 bath double wide manufactured home. Brick home: has a one car garage, utility room in garage and attached 2 car carport. The manufactured home has split floor plan, open concept living room and kitchen with refrigerator, dishwasher, electric stove. There is also another building that could be a third rental/efficiency that has a full bath and kitchen area and a work shop on the other side. There is a water well and septic on the property. Owner has never lived on the property. Being sold as is where is no repairs.

Investor Tools

Property Icon
$408,000
Estimated Property Value
$243,867Estimated Mortgage Balance
$164,133Estimated Equity
40% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,448 /month
Positive
Cash Flow Estimate:
$816 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$465/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,536
$307,676
2025
$67,750
$239,926
$307,676
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,536
$307,676

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Gibraltar Mortgage Services Llc
Conventional
$269,100
No
First
Jun 18, 2021
Jul 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$243,867
$164,133
40%
60%
$1,614/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Montgomery

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3702 Black Oak Lane | Property Details | No Agent List