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$283,000

NAL Estimated Property Value

3719 Cottonwood Creek Road, Saint Jo, TX, 76265

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,760 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$113.07 / sqft
Year BuiltBuilt in 1996

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesFire Pit, Storage
Lot Size12.76 acres

Building Information

Year Built1996
Garage Spaces2

Land Information

APNR000010259
Land UseResidential
Legal DescriptionACRES: 12.760 AB 407 BLK 91 KAUFMAN CSL
Census Tract950100
Assessment Year2025

About this property

This home offers open concept living with a vaulted ceiling and huge stone fire place. The kitchen has a breakfast bar and all appliances are included. The upstairs bedroom has a large walk-in closet and full bathroom. The property itself has a hay meadow with a nice pond and mature oak trees around the house. There is a barn on the north side of the house. New AC unit, metal roof and water well pump installed in 2016.

Investor Tools

Property Icon
$283,000
Estimated Property Value
$139,398Estimated Mortgage Balance
$143,602Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,698 /month
Positive
Cash Flow Estimate:
$566 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$247/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,549
$277,440
2025
N/A
N/A
$452,760
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,549
$277,440

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Gateway First Bank
Conventional
$159,200
No
First
Jan 30, 2020
Feb 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$139,398
$143,602
50%
49%
$955/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saint Jo

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3719 Cottonwood Creek Road | Property Details | No Agent List