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$379,000

3726 Polk Avenue A&B, El Paso, TX, 79930

Under ContractInfo
Baths0 Bath
Baths1,256 Sq Ft
DuplexDuplex
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating Forced Air UnitHeating Forced Air Unit
CoolingCooling
AppliancesRefrigerator, Free-Standing Gas Oven, Disposal, Dishwasher
FlooringCeramic Tile, Carpet

Exterior

Lot Size9,000 sqft

Building Information

Year Built2020
Roof Type105
Garage Spaces1

Land Information

APNM794-999-0600-5700
SubdivisionMorningside Heights
Land UseResidential
Legal Description60 MORNINGSIDE HEIGHTS 19 TO 21 (9000 SQ FT)
Census Tract000800
Assessed Land Value$27,518
Assessed Improvement Value$317,063
Assessment Year2025

About this property

Fantastic opportunity to own a modern income-producing duplex just minutes from Fort Bliss. Built in 2020, this well-maintained property offers two identical 3 bed, 2.5 bath units with approx. 1,287 sq ft each. Features include open-concept layouts, granite countertops, tile flooring down, carpet up, upstairs laundry, and attached garages. One unit is leased through early next year and the other is month-to-month, offering flexibility for owner-occupants or immediate income for investors. Zoned R4, the property also allows for an additional ADU, creating value-add potential for more rental income. Located on a spacious 9,000 sq ft lot with easy access to Loop 375, US-54, I-10, schools, and retail. This property is in a high-demand rental area and consistently stays leased. An ideal setup for those looking to live in one unit and rent the other, or lease both units long-term to tenants stationed at or working near Fort Bliss.

Investor Tools

$367,245Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,274 /month
Positive
Cash Flow Estimate:
$758 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$889/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,948
$344,581
2025
$27,518
$317,063
$344,581
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,948
$344,581

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cmg Mortgage Inc
Fha
$372,135
Yes
First
Aug 5, 2025
Sep 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$367,245
N/A
0%
107%
$2,232/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,361/mo
$2,232/mo
$-871/mo
4.7%

Learn About the Market: Opportunity in El Paso

Local Market Pages
Local Market Pages 2Local Market Pages 3

Explore

El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

Explore Texas Explore This Area
Population Growth

Population Growth

0.6%

Net Migration

Net Migration

Stable

Median Home Price

Median Home Price

$184,500

Unemployment Rate

Unemployment Rate

4.0%

Price Trend

Price Trend

+1.6% YoY

New Permits

New Permits

Dynamic Permit Feed

City: El Paso

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3726 Polk Avenue A&B | Property Details | No Agent List