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$465,000

38 N Shore Cir, Waco, TX, 76708

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths2,371 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$198.19 / sqft
Year BuiltBuilt in 2017

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Microwave, Double Oven
FlooringCarpet, Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters
Lot Size7,797 sqft

Building Information

Year Built2017
Stories2
Roof Type105
Garage Spaces2

Land Information

APN180674000002150
Lot Number14
SubdivisionNorth Shore Addition Pud
Land UseResidential
Legal DescriptionNORTH SHORE ADDITION PUD LOT 14 BLOCK 2 ACRES .179
Census Tract004105
Assessed Land Value$50,600
Assessed Improvement Value$366,910
Assessment Year2025

About this property

Welcome to a beautifully crafted residence where timeless design meets thoughtful functionality in the popular gated subdivision of North Shore. Built in 2017 and maintained with impeccable care, this home offers an inviting open-concept floor plan ideal for both everyday living and unforgettable gatherings. Upon entry, the gourmet kitchen impresses with KitchenAid appliances, honed granite countertops, a charming farmhouse sink, and custom cabinetry offering both style and function. The large center island seamlessly connects to the living and dining spaces, creating a natural flow for entertaining. Step through 8-foot patio doors onto the covered back porch—complete with a wood-burning fireplace—where you can enjoy cozy evenings year-round. The main living area is anchored by a fireplace with a stone facade and gas logs, and framed by tall windows that flood the space with natural light. Tucked away on the first floor, the primary suite is a serene retreat. Enjoy a spacious bath with dual vanities, a glass-enclosed shower, a deep garden tub, and a generous walk-in closet. Upstairs, three additional bedrooms provide comfort and flexibility—one of which is oversized and perfect as a second living area, media room, or play space. Storage is abundant throughout, including an exceptionally organized garage with built-in shelving and a convenient secondary side-entry overhead door—ideal for yard tools or your golf cart with easy access to nearby Lake Waco Golf Club. The spacious laundry room offers additional functionality, with plumbing in place for a utility sink or ice maker, and a half bath just a few steps away. From its carefully curated finishes to its smart layout and unbeatable location, this home is the perfect blend of style, comfort, and convenience. A must-see for those seeking refined living with room to grow. New Class 3 Impact Resistant Roof installed Feb 2025. China Spring ISD.

Investor Tools

Property Icon
$465,000
Estimated Property Value
$319,900Estimated Mortgage Balance
$148,358Estimated Equity
31% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,819 /month
Positive
Cash Flow Estimate:
$940 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$816/month
$55/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,468
$417,510
2025
$50,600
$366,910
$417,510
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,468
$417,510

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Granite Community Bank
Unknown
$319,900
No
First
Oct 31, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$316,642
$148,358
31%
68%
$1,918/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
$1,973/mo
$-643/mo
3.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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38 N Shore Cir | Property Details | No Agent List