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$309,119

3803 Banks Ridge Lane, Katy, TX, 77449

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,360 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$113.77 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesGas Range
FlooringCarpet, Tile

Exterior

Lot Size8,337 sqft

Building Information

Year Built2004
Garage Spaces2

Land Information

APN1234770030030
Lot Number30
SubdivisionEnclave At Bridgewater
Land UseResidential
Legal DescriptionLT 30 BLK 3 ENCLAVE AT BRIDGEWATER SEC 2
Census Tract542901
Assessed Land Value$50,170
Assessed Improvement Value$258,949
Assessment Year2025

About this property

Beautiful home with major upgrades including a new HVAC system (2025) and roof (2024) plus a new back door and fence (2026). Inside features a spacious layout with formal dining and a breakfast area. The gourmet kitchen offers granite countertops, tile backsplash, and a large pantry. The oversized primary suite includes a private bath. Enjoy the covered patio overlooking a large backyard with a planter feature and outdoor shed—perfect for relaxing or entertaining. Community amenities include two pools, tennis courts, and a splash pad just outside the neighborhood. Measurements are approximate and should be verified by the buyer. Zoned to highly sought-after Katy ISD. Move-in ready with modern updates and great outdoor space!

Investor Tools

Property Icon
$309,119
Estimated Property Value
$0Estimated Mortgage Balance
$203,384Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,855 /month
Positive
Cash Flow Estimate:
$618 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$469/month
$525/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,078
$309,119
2025
$50,170
$258,949
$309,119
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,078
$309,119

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Usaa Fsb
Va
$144,001
Yes
First
May 15, 2014
Jun 2044

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$105,735
$203,384
65%
34%
$0/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,150/mo
$525/mo
+$1,625/mo
8.3%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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3803 Banks Ridge Lane | Property Details | No Agent List