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Days32Days on Market
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$849,000

$875,000

3804 Diamond Rdg, McKinney, TX, 75071

On MarketInfo
Price DropInfo
Beds5 Beds
Baths4 Bath
Baths4,111 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$206.52 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
AppliancesDishwasher, Dryer, Microwave, Double Oven, Refrigerator, Washer
FlooringCeramic Tile, Wood

Exterior

Lot Size8,030 sqft

Building Information

Year Built2020
Stories2
Garage Spaces3

Land Information

APNR-11755-00F-0370-1
Lot Number37
SubdivisionWilmeth Ridge North-Phase Ii (Cmc)
Land UseResidential
Legal DescriptionWILMETH RIDGE NORTH-PHASE II (CMC), BLK F, LOT 37
Census Tract030301
Assessed Land Value$202,125
Assessed Improvement Value$647,191
Assessment Year2025

About this property

Welcome to 3804 Diamond Rdg, a dramatic McKinney home designed around light, volume, and everyday livability. From the moment you step inside, the spiral staircase sets the tone, creating a true statement entry that feels elegant, open, and memorable. The main living space is where the home really comes alive. Soaring ceilings and oversized windows lining the back and side walls fill the room with natural light, creating a bright, airy setting that feels impressive without losing warmth. Morning light, backyard views, and open sightlines make the living, kitchen, and dining areas feel connected for both quiet days at home and larger gatherings. The kitchen offers a clean designer feel with white cabinetry, a large island with seating, double ovens, gas cooktop, gold-tone hardware, and generous storage. It opens naturally into the main living area, making the heart of the home feel spacious, polished, and easy to enjoy. The layout gives you room for real life, with a private study, spacious bedrooms, well-appointed baths, and upstairs game and media-style spaces that can flex for movie nights, homework, guests, or a second lounge. The primary suite feels calm and oversized, with a spa-inspired bath featuring dual vanities, a freestanding tub, separate shower, and elegant tile detail. Out back, the covered patio and fenced yard create an easy outdoor extension of the home, perfect for morning coffee, dinners outside, pets, or play. Located in McKinney’s Wilmeth Ridge area, this home offers convenient access to US-380, US-75, shopping, dining, parks, and the growth corridor connecting McKinney, Prosper, and Frisco. Zoned for Prosper schools, this home brings together the space, light, location, and elevated everyday lifestyle buyers are looking for in one of North Texas’ most desirable pockets.

Investor Tools

$682,411Estimated Mortgage Balance
$183,589Estimated Equity
21% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,196 /month
Positive
Cash Flow Estimate:
$1,732 /month

Interested in this property?

Lora Karacic

Monument Realty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,408/month
$1,776/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$12,570
$849,316
2025
$202,125
$647,191
$849,316
No

Tax History

Year
Tax Paid
Assessed Value
2024
$12,570
$849,316

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Grand Home Loans Llc
Conventional
$481,386
No
First
Oct 7, 2020
Nov 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$682,411
$183,589
21%
79%
$4,452/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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