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B+
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Days109Days on Market
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$395,000

3807 Whispering Oaks, Temple, TX, 76504

$399,029 ARVInfo
On MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,496 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$158.25 / sqft
Year BuiltBuilt in 2000

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesElectric Water Heater, Microwave
FlooringCarpet, Ceramic Tile

Building Information

Year Built2000
Stories1
Garage Spaces2

Land Information

APN64107
Lot Number7
SubdivisionWoodbridge Creek Phase Iii
Land UseResidential
Legal DescriptionWOODBRIDGE CREEK PHASE III, BLOCK 006, LOT 0007
Census Tract021201
Assessed Land Value$50,000
Assessed Improvement Value$331,458
Assessment Year2025

About this property

Grand entry. Single-story layout. 2,496 square feet of flexible living space on a large lot. Also available for lease. This spacious 3-bedroom, 2.5-bath home features two living areas, two dining spaces, a private office, and a desirable split floor plan, offering both privacy and functionality. The impressive foyer opens into a bright, open layout with generous room sizes and seamless flow. The main living area connects easily to the kitchen and dining space, creating an ideal setting for gatherings and everyday living. A second living area provides flexibility for a media room, game room, or additional sitting area, while the dedicated office near the entry is perfect for remote work or study. The spacious kitchen is a standout feature, offering granite countertops, abundant cabinetry, and extensive counter space, providing both style and functionality. Two dining areas allow for both casual meals and formal entertaining. Designed with a split floor plan, the privately positioned primary suite offers a comfortable retreat with an en-suite bath and generous closet space. Two additional bedrooms and a full bath are located separately for added privacy — all conveniently situated on one level. Situated on a large lot, this property offers outdoor space with room to enjoy, entertain, or personalize to your needs. Located just minutes from Baylor Scott & White Medical Center – Temple and the VA Central Texas Health Care System, and near shopping and dining at Temple Mall, this home combines space, convenience, and location. A rare opportunity offering size, layout, and accessibility in the heart of Temple.

Investor Tools

Property Icon
$403,000
Estimated Property Value
$220,000Estimated Mortgage Balance
$216,633Estimated Equity
45% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$399,029
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,418 /month
Positive
Cash Flow Estimate:
$806 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$728/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,726
$381,458
2025
$50,000
$331,458
$381,458
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,726
$381,458

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Quicken Loans Inc
Stand Alone First / Home Equity First Lien
$220,000
No
First
Oct 10, 2018
Nov 2048

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$186,367
$216,633
53%
46%
$1,320/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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3807 Whispering Oaks | Property Details | No Agent List