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A+
NoAgentList RatingHow are grades calculated? Info

$220,000

3816 Speight Ave, Waco, TX, 76711

Off MarketInfo
Beds4 Beds
Baths1 Bath
Baths1,442 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$83.22 / sqft
Year BuiltBuilt in 1951

Property Lead Type:

Off-Market ListDeal ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
Heating Space/SuspendedHeating Space/Suspended
AppliancesGas Range

Exterior

Lot Size7,501 sqft

Building Information

Year Built1951
Stories1
Roof Type105
Garage Spaces1

Land Information

APN480377000251001
Lot Number5
SubdivisionShelby
Land UseResidential
Legal DescriptionSHELBY LOT 5 BLOCK 19 ACRES .1722
Census Tract004300
Assessed Land Value$20,250
Assessed Improvement Value$148,950
Assessment Year2025

About this property

This solidly built home is diamond in the rough, full of character and just waiting for the right touch. The structure is in good shape, while the home is livable it could use a bit of cosmetic love. The home could use some major updates. A lot of potential. Schedule your showing today.

Investor Tools

Property Icon
$220,000
Estimated Property Value
$88,000Estimated Mortgage Balance
$135,853Estimated Equity
60% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,320 /month
Positive
Cash Flow Estimate:
$440 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$410/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,817
$169,200
2025
$20,250
$148,950
$169,200
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,817
$169,200

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Tfnb Your Bank For Life
Unknown
$88,000
No
First
Dec 27, 2023
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$84,147
$135,853
61%
38%
$528/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,560/mo
$528/mo
+$1,032/mo
8.5%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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3816 Speight Ave | Property Details | No Agent List