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$995,000

NAL Estimated Property Value

3821 Saddle Crk, Denison, TX, 75020

$1,002,594 ARVInfo
Off MarketInfo
Beds3 Beds
Baths4 Bath
Baths4,282 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$232.37 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityCash Buyers

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 4Bathrooms Full 4
Garage AvailableGarage Available
AppliancesRefrigerator, Water Purifier, Built-In Refrigerator, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Convection Oven, Double Oven, Tankless Water Heater
FlooringWood

Exterior

Exterior FeaturesGas Grill, Rain Gutters, Lighting, Outdoor Grill, Outdoor Kitchen
Lot Size22,081 sqft

Building Information

Year Built2022
Garage Spaces3

Land Information

APN076 7904001
Lot Number2R
SubdivisionSaddle Creek Addition Replat Blk B Lt 2
Land UseResidential
Legal DescriptionSADDLE CREEK ADDITION REPLAT BLK B LT 2 3 4 & 5, BLOCK F, LOT 2R, ACRES 0.5069
Census Tract000901
Assessed Land Value$130,940
Assessed Improvement Value$864,060
Assessment Year2025

About this property

Opportunity knocks! Buyers contingency fell through. This home home is priced to sell! The cost to build with this finish out on this lot is 1.3 million. Character and quality abounds in this thoughtfully designed custom forever home. Situated on an interior lot in the coveted Saddle Creek of Gateway Village, this executive community is close to Lake Texoma and downtown Denison. Needing a 4th bedroom? The large private study has a full closet and could be moved to the adjacent formal living room. The gorgeous marble fireplace with white birch logs make a day at the “office” feel like vacation. This floor plan is ideal for entertaining large gatherings with a game and media room. Escape at the end of the day to enjoy the peaceful setting as you cook dinner in your outdoor kitchen & relax by the fireplace. The extras in this home are beyond your imagination with a full list available including next level energy efficiency features, EV charging port, & whole home water filtration.

Investor Tools

Property Icon
$995,000
Estimated Property Value
$0Estimated Mortgage Balance
$995,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$1,002,593
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,970 /month
Positive
Cash Flow Estimate:
$1,990 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$2,341/month
$1,200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$23,121
$995,000
2025
$130,940
$864,060
$995,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$23,121
$995,000

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$995,000
100%
0%
$0/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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3821 Saddle Crk | Property Details | No Agent List