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$185,000

NAL Estimated Property Value

3840 Joseph, BROWNSVILLE, TX, 78526

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,020 Sq Ft
price_per_sqft$83.33 / sqft
Year BuiltBuilt in 2012

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Heating CentralHeating Central
CoolingCooling
AppliancesDryer, Washer
FlooringTile

Exterior

Lot Size5,175 sqft

Building Information

Year Built2012
Stories1
Roof Type105

Land Information

APN74-7949-0020-0110-00
Lot Number11
SubdivisionCanyon Creek Subdivision
Land UseResidential
Legal DescriptionCANYON CREEK SUBDIVISION LOT 11 BLOCK 2 (C1-2523-B & 2524-A, CCMR)
Census Tract012608
Assessed Land Value$44,005
Assessed Improvement Value$151,825
Assessment Year2025

About this property

This traditional style three-bedroom, two-bath home is move-in ready and inviting. Located off of Ruben Torres and Old Port Isabel Rd., the neighborhood is convenient to north Brownsville and the island. Laundry is located inside, and fourth room by the master bedroom can be used as a bedroom or office. Bonus features include: windstorm certification and all appliances convey with sale.

Investor Tools

Property Icon
$185,000
Estimated Property Value
$78,294Estimated Mortgage Balance
$106,706Estimated Equity
57% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,110 /month
Positive
Cash Flow Estimate:
$370 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$232/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,860
$146,013
2025
$44,005
$151,825
$195,830
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,860
$146,013

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Academy Mortgage Corp
Fha
$83,460
Yes
First
Jun 26, 2017
Jul 2047

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$78,294
$106,706
57%
42%
$568/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,390/mo
$568/mo
+$822/mo
9.0%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: BROWNSVILLE

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