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Owner Contacts

$331,000

NAL Estimated Property Value

3856 Surmise Street, El Paso, TX, 79938

Off Market

3 Beds

2 Bath

1,650 Sq Ft

$187.85 / sqft

Built in 2025

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3

Bathrooms 2

AppliancesBuilt-In Electric Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater

FlooringTile, Carpet

Exterior

Exterior FeaturesWalled Backyard, Back Yard Access

Lot Size5,203 sqft

Land Information

APNT287-091-0350-0600

Lot Number6

Land UseVacant Residential

Legal DescriptionBLK 35 TIERRA DEL ESTE #91 LOT 6

Assessed Land Value$47,712

Assessment Year2025

About this property

The Juniper: Delivers 1,650 sq ft of single-story comfort with 3 bedrooms and 2 bathrooms. The open-concept kitchen anchors the home with granite countertops, a pot filler, apron sink, modern cabinetry, and designer lighting all flowing into the living and dining areas. The primary suite includes a private bath and large walk-in closet, while two additional bedrooms and a full secondary bath provide extra space to fit your lifestyle. A 2-car garage completes the layout. Listing subject to errors, omissions, and changes without notice. Info provided is deemed reliable but not guaranteed. MLS photos are for marketing purposes only and may not reflect actual colors or upgrades. Please verify selections during design appointment.

Investor Tools

$331,000

Estimated Property Value

$276,400Estimated Mortgage Balance

$54,600Estimated Equity

16% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,986 /month

Positive

Cash Flow Estimate:

$662 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$138/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

N/A

$47,712

2025

$47,712

N/A

$47,712

Tax History

Year

Tax Paid

Assessed Value

2024

N/A

$47,712

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

All Western Mortgage Inc

Conventional

$277,200

First

Mar 25, 2026

Apr 2056

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$276,400

$54,600

16%

84%

$1,662/mo

Learn About the Market: Opportunity in El Paso

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El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

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