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NoAgentList RatingHow are grades calculated? Info
Days153Days on Market
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$195,000

3901 Rosemary Ln, Temple, TX, 76502

On MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,334 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$146.18 / sqft
Year BuiltBuilt in 1969

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Gas Cooktop, Refrigerator, Water Heater
FlooringLaminate

Building Information

Year Built1969
Stories1
Roof Type105
Garage Spaces2

Land Information

APN29563
Lot Number8
SubdivisionTerrace Gardens Second Unit
Land UseResidential
Legal DescriptionTERRACE GARDENS SECOND UNIT, BLOCK 006, LOT 0008
Census Tract021301
Assessed Land Value$30,000
Assessed Improvement Value$158,145
Assessment Year2025

About this property

4-Bedroom Home Under $200K in Temple – Recently Updated with Natural Light! This bright 4-bedroom, 2-bath home offers a comfortable layout with flexible living space and plenty of natural light throughout. The home has been recently updated and provides multiple bedrooms that can easily serve as guest rooms, office space, or hobby rooms. Conveniently located just minutes from Baylor Scott & White Medical Center, with shopping, dining, and everyday conveniences nearby. Easy access to Interstate 35 makes commuting simple whether traveling north to Waco or south to Austin. A great opportunity to own a well-located Temple home close to the medical corridor and major roadways.

Investor Tools

Property Icon
$194,000
Estimated Property Value
$191,468Estimated Mortgage Balance
$2,807Estimated Equity
1% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,170 /month
Positive
Cash Flow Estimate:
$390 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$495/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,972
$188,145
2025
$30,000
$158,145
$188,145
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,972
$188,145

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
New American Funding
Unknown
$191,468
No
First
Apr 21, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$191,193
$2,807
1%
99%
$1,148/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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3901 Rosemary Ln | Property Details | No Agent List