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$140,000

NAL Estimated Property Value

3904 N 21st A Street, Waco, TX, 76708

$146,707 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,212 Sq Ft
price_per_sqft$180.69 / sqft
Year BuiltBuilt in 1955

Property Lead Type:

BankruptcyPre-ForeclosureHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Gas Range, Microwave
FlooringVinyl

Exterior

Lot Size8,516 sqft

Building Information

Year Built1955
Stories1
Roof Type105
Garage Spaces1

Land Information

APN480328020002000
Lot Number1
SubdivisionPark Ridge
Land UseResidential
Legal DescriptionPARK RIDGE LOT 1 BLOCK 2 ACRES .1955
Census Tract003000
Assessed Land Value$27,670
Assessed Improvement Value$90,330
Assessment Year2025

About this property

0.4 mi to H-E-B • Covered front porch • Split bedroom layout • Patio with raised garden beds Updated 3 bed, 2 bath Waco home with 1,212 sq ft, open living and dining areas, and a functional split bedroom layout. The kitchen features white shaker cabinetry, granite counters, subway tile backsplash, gas range, and efficient storage. Luxury vinyl plank flooring connects the main living spaces, while updated bathrooms with modern tile support everyday function. A flexible bonus room can serve as an office, library, studio, hobby room, or extra storage space. Exterior details include a covered front porch, Talavera tile risers, mature shade tree, cactus and lavender garden, concrete patio, raised garden beds, and backyard storage shed. The 8,538 sq ft lot provides usable outdoor space for gardening, patio seating, and storage. Located in the Park Ridge area near H-E-B, Cedar Ridge Elementary, North Waco Park, and the North 19th Street corridor. Built in 1955 with 2022 updates. Includes floor plan and virtual tour. **Nearby Amenity List** H-E-B 0.4 mi Cedar Ridge Elementary 0.1 mi North Waco Park 0.8 mi North 19th Street corridor nearby

Investor Tools

Property Icon
$140,000
Estimated Property Value
$187,655Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$146,706
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,314 /month
Positive
Cash Flow Estimate:
$438 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$172/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,364
$118,000
2025
$27,670
$90,330
$118,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,364
$118,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Austin Capital Bank Ssb
Fha
$195,395
Yes
First
Apr 1, 2022
May 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$187,655
N/A
0%
134%
$1,219/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
$1,219/mo
+$111/mo
11.4%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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3904 N 21st A Street | Property Details | No Agent List