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$525,000

3904 Santa Cruz St, Granbury, TX, 76049

On MarketInfo
Just AddedInfo
Beds4 Beds
Baths2 Bath
Baths2,301 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$228.16 / sqft
Year BuiltBuilt in 1995

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Double Oven
FlooringCarpet, Ceramic Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters, Storage
Lot Size19,138 sqft

Building Information

Year Built1995
Stories1
Garage Spaces2

Land Information

APN12950.006.0017.0
Lot Number17
SubdivisionLaguna Vista Ltd
Land UseResidential
Legal DescriptionLOT: PT 17 BLK: 6 SUBD: LAGUNA VISTA LTD
Census Tract160216
Assessed Land Value$25,000
Assessed Improvement Value$331,730
Assessment Year2025

About this property

Spacious 4 bedroom house located OUTSIDE the city limits in an established neighborhood with NO HOA and NO CITY TAXES! Home has eat-in Kitchen, Formal Dining, Den, and Living Room! Double-sided wood burning stove can be seen from Den and Living Room, and was recently cleaned. Kitchen has stainless steel appliances, with pantry in the laundry room. Full-size laundry room also has cabinets and a sink. Primary Bedroom has a bathroom with 2 walk-in closets, double sinks, separate shower, and jetted tub! Guest bathroom has double sinks, bath & shower combo. Newer vinyl privacy fence surrounds a partially-shaded backyard with Oaks, Bradford Pear, and nice landscaping. New shed would be great for hobbies and storage! Within the last 3 years, the homeowner replaced HVAC system with a 5 ton unit, air handler, & ductwork. Plumbing was run through the attic & walls so wouldn't damage the NEW Luxury Vinyl Plank Flooring! A NEW water heater was also installed within the last 3 years! Radiant Barrier, attic insulation & Solar Shades were added to help with electric costs! The Water Tech Softener is owned and stays with the house. Live the country life only about 10 minutes to Granbury's Historic Square, and 30 minutes to Weatherford!

Investor Tools

$126,271Estimated Mortgage Balance
$350,080Estimated Equity
73% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,150 /month
Positive
Cash Flow Estimate:
$1,050 /month

Interested in this property?

Gayla Reynolds

Pinnacle Realty Advisors

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$449/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,010
$356,730
2025
$25,000
$331,730
$356,730
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,010
$356,730

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Veterans United Home Loans
Conventional
$161,600
No
First
May 10, 2016
Jun 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$126,271
$349,729
73%
27%
$969/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Granbury

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