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$199,900

3905 Neches Cir, Temple, TX, 76504

$238,971 ARVInfo
On MarketInfo
Just AddedInfo
Beds3 Beds
Baths1 Bath
Baths1,607 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$124.39 / sqft
Year BuiltBuilt in 1998

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1.75Bathrooms Full 1.75
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Water Heater, Disposal, Oven, Refrigerator, Water Heater, Some Electric Appliances, Microwave
FlooringCarpet Free, Ceramic Tile, Luxury Vinyl Plank

Exterior

Exterior FeaturesPorch, Rain Gutters
Lot Size9,170 sqft

Building Information

Year Built1998
Stories1
Roof Type105
Garage Spaces2

Land Information

APN69289
Lot Number21
SubdivisionWestern Hills 8th Ext
Land UseResidential
Legal DescriptionWESTERN HILLS 8TH EXT, BLOCK 045, LOT 0021
Census Tract021202
Assessed Land Value$32,000
Assessed Improvement Value$213,568
Assessment Year2025

About this property

Welcome to 3905 Neches Circle. Three bedrooms, two bathrooms popular split floor plan. Vaulted ceilings , vinyl flooring, ceiling fans in every room. Some updated light fixtures. Warm hues, chair rails in the formal dining room.Needs some TLC well worth the effort

Investor Tools

$222,949Estimated Mortgage Balance
$22,619Estimated Equity
9% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$238,970
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,473 /month
Positive
Cash Flow Estimate:
$491 /month

Interested in this property?

Cathy Allen

Apex Texas Realty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$598/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,943
$245,568
2025
$32,000
$213,568
$245,568
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,943
$245,568

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Va
$235,524
Yes
First
Sep 5, 2023
Sep 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$222,949
$22,619
9%
91%
$1,413/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,490/mo
$1,413/mo
+$77/mo
7.3%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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