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$372,652

NAL Estimated Property Value

3910 Whispering Oaks DR, Temple, TX, 76504

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,226 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$148.02 / sqft
Year BuiltBuilt in 2017

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
AppliancesBuilt-In Electric Oven, Convection Oven, Dishwasher, Disposal, Down Draft, Electric Cooktop, Instant Hot Water, Water Heater
FlooringCarpet, Tile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesGarden, Uncovered Courtyard, Private Yard
Lot Size9,165 sqft

Building Information

Year Built2017
Stories1
Garage Spaces2

Land Information

APN478214
Lot Number2
SubdivisionWhispering Oaks Phase Ii
Land UseResidential
Legal DescriptionWHISPERING OAKS PHASE II, BLOCK 001, LOT 0002, 0.211AC 0.211AC
Census Tract021201
Assessed Land Value$50,000
Assessed Improvement Value$322,652
Assessment Year2025

About this property

This single owner, custom built garden home is almost like new! Built in 2017 by Carothers, this home features 3 bedrooms, one of which is a potential office/flex space, and 2 bathrooms. Also included is tons of beautiful built-in cabinetry and storage, a formal dining space, as well as an eat-in breakfast area with custom built-in seating, and a sunroom incorporated into the heated and cooled space of the home. If you love to garden or just enjoy a peaceful setting to get away for a while, you'll love the professionally xeriscaped walking path and garden in the back yard, as well as beautiful upgrades to the landscaping in the front of the home. In the kitchen is a "do-it-all" convection style oven, built in wall oven, granite countertops, and hardwood cabinets with plenty of space. The owners suite has nice windows for lots of light, upgraded sconce lighting, and the bathroom has a walk-in tiled shower, large closet, and dual vanity to suit all your needs. To top it all off, the Homeowners association offers a clubhouse you can rent for your events, and a pool! Come see this garden home for yourselves while it lasts!

Investor Tools

Property Icon
$372,652
Estimated Property Value
$223,488Estimated Mortgage Balance
$149,164Estimated Equity
40% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,236 /month
Positive
Cash Flow Estimate:
$745 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$690/month
$325/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,414
$372,652
2025
$50,000
$322,652
$372,652
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,414
$372,652

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Va
$243,360
Yes
First
Jan 12, 2022
Feb 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$223,488
$149,164
40%
60%
$1,460/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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3910 Whispering Oaks DR | Property Details | No Agent List