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$1,016,000

NAL Estimated Property Value

3916 S Pea Ridge Rd, Temple, TX, 76502

$1,312,443 ARVInfo
Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths4,513 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$288.06 / sqft
Year BuiltBuilt in 1995

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesBuilt-In Electric Range, Built-In Refrigerator, Dishwasher, Vented Exhaust Fan, Washer/Dryer, Electric Water Heater
FlooringCarpet, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Entrance, Private Yard
Lot Size15.55 acres

Building Information

Year Built1995
Stories2
Roof Type105
Garage Spaces2

Land Information

APN149906
Lot Number3
SubdivisionWaters Edge Addition Replat
Land UseAgriculture / Farming
Legal DescriptionWATERS EDGE ADDITION REPLAT, LOT 0003, ACRES 15.549
Census Tract020301
Assessed Land Value$28,755
Assessed Improvement Value$766,096
Assessment Year2025

About this property

Discover a tranquil lifestyle nestled between Belton and Temple along the Leon River. This estate features a two-story, 4513 sq ft Hill Country House with four bedrooms, three full bathrooms, two half bathrooms, dual living areas, formal dining, two fireplaces, and two magnificent outdoor covered porches. Additionally, it includes an 1800 sq ft barn with two stalls and a party room equipped with a fireplace. The barn can accommodate your horses, serve as a venue for grand parties, or be converted into separate living quarters. Moreover, relish 600 feet of Leon River frontage with a boat launch, or relax on the bank with your fishing rod, all set across approximately 15 acres in a private neighborhood. The shared spaces of the neighborhood feature a communal entrance and a serene pond. Don't miss out on this exceptional offer—get in touch to learn more!

Investor Tools

Property Icon
$1,016,000
Estimated Property Value
$639,309Estimated Mortgage Balance
$377,350Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$1,312,443
Rent-to-Value Ratio: 0.72%
Rent Estimate
$7,800 /month
Positive
Cash Flow Estimate:
$2,600 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,286/month
$1,500/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,356
$794,851
2025
$28,755
$766,096
$1,180,797
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,356
$794,851

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Central National Bank
Conventional
$650,000
No
First
Nov 15, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$639,309
$400,691
38%
63%
$4,054/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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3916 S Pea Ridge Rd | Property Details | No Agent List