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$973,018

NAL Estimated Property Value

3921 Ridgetop Ln, Plano, TX, 75074

Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths4,979 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$220.93 / sqft
Year BuiltBuilt in 1998

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 5Bathrooms Full 5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Double Oven, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile, Vinyl

Exterior

Exterior FeaturesLighting

Building Information

Year Built1998
Stories2
Roof Type105
Garage Spaces3

Land Information

APNR-3822-00A-0380-1
Lot Number38
SubdivisionStoney Hollow Phase Four (Cpl)
Land UseResidential
Legal DescriptionSTONEY HOLLOW PHASE FOUR (CPL), BLK A, LOT 38
Census Tract031324
Assessed Land Value$256,000
Assessed Improvement Value$717,018
Assessment Year2025

About this property

Absolutely stunning home on a just over 1-acre, corner lot, featuring an expansive ADA compliant 1,356 sqft in-law suite, added in 2023. This suite boasts a private entrance, separate driveway, full kitchen, living and dining room, heated floors in bathroom, laundry, and an office-caretaker room, perfect for guests or multi-generational living. The main home offers 4 spacious bedrooms, including a serene master retreat downstairs with a jacuzzi whirlpool soaking bath, separate shower with 5-head shower with hand wand, front & rear sprayers, and scald guard, split vanities, large walk in closet, a gourmet kitchen with Viking gas range, double electric ovens, island, RO filter, with 3 additional bedrooms upstairs, including a Jack & Jill bath. Main house also offers three versatile living areas, two dining areas including a breakfast area and a formal dining room, three car garage, and fully owned solar panels, water softener, NEW wood floors installed Nov 2024. Solar panels are negotiable if buyer is not interested.

Investor Tools

Property Icon
$973,018
Estimated Property Value
$654,689Estimated Mortgage Balance
$318,329Estimated Equity
32% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$6,600 /month
Positive
Cash Flow Estimate:
$2,200 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,088/month
$385/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,195
$973,018
2025
$256,000
$717,018
$973,018
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,195
$973,018

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Change Lending Llc
Conventional
$669,500
No
First
Feb 19, 2025
Mar 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$654,689
$318,329
32%
67%
$4,014/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Plano

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3921 Ridgetop Ln | Property Details | No Agent List