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$120,680

3928 Southern Oaks Dr, Royse City, TX, 75189

Off MarketInfo
Baths0 Bath
Unimproved LandUnimproved Land

Highlights

Interior

Bathrooms 0Bathrooms 0

Exterior

Lot Size1.19 acres

Land Information

APN5292-000B-0620-93
Lot Number62
SubdivisionVista Oaks Estates Addition
Land UseResidential
Legal DescriptionS5292 VISTA OAKS ESTATES ADDITION BLK B LOT 62 ACRES 1.189
Census Tract961502
Assessed Land Value$120,680
Assessment Year2025

About this property

Quiet, South facing 1.18 acre lot near FM1565 in Royse City! TEA A-rated Royse City ISD is a proud Capturing Kids' Hearts District. Vista Oak Estates is conveniently located in growing Royse City, home of the Main Street Car Show, Summer Move in the Park, and Annual Lighted Christmas Parade. Enjoy easy access to Lake Ray Hubbard, The Harbor in Rockwall, and Lake Tawakoni. Looking to build your dream home? Home site minimum of 2400 sqft, large garages up to 5 vehicles permitted, and secondary structure allowed. Privacy is possible with ample trees! Customize your home's finishes and features prior to construction. Enjoy a home designed to fit your personal style.

Investor Tools

Property Icon
$120,680
Estimated Property Value
$116,800Estimated Mortgage Balance
$4,898Estimated Equity
3% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$750 /month
Positive
Cash Flow Estimate:
$250 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$103/month
$200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$632
$120,680
2025
$120,680
N/A
$120,680
No

Tax History

Year
Tax Paid
Assessed Value
2024
$632
$120,680

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cadence Bank Na
Open End Mortgage / Open End With Future Advance Clause
$116,800
No
First
Nov 3, 2025
Nov 2040

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$115,782
$4,898
4%
96%
$701/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Royse City

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3928 Southern Oaks Dr | Property Details | No Agent List