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$350,000

3928 White Rock Road, Celina, TX, 75009

On MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,523 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$229.81 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer
FlooringCarpet, Ceramic Tile

Building Information

Year Built2021
Stories1
Garage Spaces2

Land Information

APNR-12229-00H-0190-1
Lot Number19
SubdivisionChalk Hill, Phase 1 (Ccl)
Land UseResidential
Legal DescriptionCHALK HILL, PHASE 1 (CCL), BLK H, LOT 19
Census Tract030307
Assessed Land Value$95,000
Assessed Improvement Value$257,685
Assessment Year2025

About this property

Welcome to 3928 White Rock Rd in the desirable and family-friendly Chalk Hill community of Celina, a rapidly growing North Texas city known for its small-town charm, strong schools, and convenient access to Frisco and Prosper. Built in 2021 by Beazer Homes, this beautifully maintained single-story home offers modern design and energy-efficient construction. The open-concept layout features a bright living area, spacious kitchen with granite countertops, stainless steel appliances, and a large island ideal for entertaining. The private primary suite includes dual sinks, large shower, and walk-in closet. Secondary bedrooms provide flexibility for guests or a home office. The location of this house is ideal as it is a very short walk down the street to the community pool. Designed with Beazer’s commitment to quality, the home includes advanced energy-saving features aligned with ENERGY STAR and U.S. Department of Energy Zero Energy Ready standards, promoting lower utility costs and healthier indoor living. Residents of Chalk Hill enjoy a resort-style pool, toddler playground, and sidewalks throughout that foster a connected, active lifestyle. The HOA sponsors periodic social events for the neighborhood. With its like-new condition, thoughtful design, and prime location in one of North Texas’ fastest-growing areas, this home offers exceptional value and comfort.

Investor Tools

$307,224Estimated Mortgage Balance
$45,461Estimated Equity
12% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,116 /month
Positive
Cash Flow Estimate:
$705 /month

Interested in this property?

Bill Oglesby

OnDemand Realty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$775/month
$900/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,536
$352,685
2025
$95,000
$257,685
$352,685
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,536
$352,685

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Dallas Mortgage Associates
Conventional
$324,000
No
First
Jul 25, 2023
Aug 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$307,224
$45,461
12%
87%
$1,943/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,670/mo
$2,843/mo
$-173/mo
9.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Celina

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3928 White Rock Road | Property Details | No Agent List