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B+
NoAgentList RatingHow are grades calculated?Info
Days30Days on Market
Views1view
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$490,000

3958 Ranch Road, Whitesboro, TX, 76273

$495,000 ARVInfo
On MarketInfo
Beds1 Beds
Baths1 Bath
Baths408 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$1,200.98 / sqft
Year BuiltBuilt in 2019

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 1Bedrooms 1
Bathrooms 1Bathrooms 1
Garage AvailableGarage Available
AppliancesElectric Cooktop, Microwave, Refrigerator
FlooringVinyl

Exterior

Exterior FeaturesFire Pit, Rain Gutters
Lot Size9.99 acres

Building Information

Year Built2019
Garage Spaces1

Land Information

APN055 124200711
SubdivisionToby Thomas A-G1242
Land UseResidential
Legal DescriptionG-1242 TOBY THOMAS A-G1242, ACRES 9.991
Census Tract000304
Assessment Year2025

About this property

Escape to the peaceful beauty of the Lake Texoma area with this charming weekend retreat nestled on 10 wooded acres. The property features a cozy tiny cabin, two storage sheds, and stunning natural surroundings with two creeks winding through the land. Built in 2019, this thoughtfully designed 1 bedroom, 1 bath cabin offers the perfect blend of rustic charm and modern comfort. Inside you'll find an inviting living area, a beautifully tiled bathroom, and a stylish kitchen featuring granite countertops, beautiful backsplash, and ample cabinetry for storage and functionality. Enjoy abundant wildlife and scenic views from your covered front porch or unwind under the stars around the fire pit area. With electric, septic, well-maintained roads, and excellent drive-up appeal, this unique property is a rare opportunity to own your own secluded retreat.

Investor Tools

$411,470Estimated Mortgage Balance
$108,530Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$495,000
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,120 /month
Positive
Cash Flow Estimate:
$1,040 /month

Interested in this property?

Lainie Ramsey

HBL, Realtors

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$518/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,621
$307,077
2025
N/A
N/A
$388,006
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,621
$307,077

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
American National Bank & Trust
Conventional
$427,500
No
First
May 22, 2024
Jun 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$411,470
$108,530
20%
79%
$2,564/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitesboro

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3958 Ranch Road | Property Details | No Agent List