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$349,990

3962 Oak Creek Circle, Denison, TX, 75020

On MarketInfo
Just AddedInfo
Beds4 Beds
Baths4 Bath
Baths2,388 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$146.56 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

BankruptcyPre-ForeclosureHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave
FlooringCarpet, Ceramic Tile, Vinyl

Exterior

Lot Size4,792 sqft

Building Information

Year Built2022
Garage Spaces2

Land Information

APN100 8094044
Lot Number18
SubdivisionReserve Phase 1-3
Land UseResidential
Legal DescriptionRESERVE PHASE 1-3, BLOCK C, LOT 18, ACRES .11
Census Tract000901
Assessed Land Value$39,866
Assessed Improvement Value$353,604
Assessment Year2025

About this property

Gorgeous 2 story, 4 bedroom, 3.5 bath. 2 bedrooms and 2.5 bathrooms downstairs! Upstairs has 2 bedroom and 1 full bathroom plus a game room. Kitchen has stainless steel appliances, large island, breakfast bar, granite counter tops, and walk in pantry! Lots of luxury vinyl flooring and abundant natural lighting. Just off HWY 75, close to shopping, restaurants, and medical facilities! The home has barely been occupied and is a must see!

Investor Tools

Property Icon
$393,470
Estimated Property Value
$0Estimated Mortgage Balance
$10,815Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,361 /month
Positive
Cash Flow Estimate:
$787 /month

Interested in this property?

Scott Cameron

Home Capital Realty LLC

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$842/month
$550/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,140
$393,470
2025
$39,866
$353,604
$393,470
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,140
$393,470

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Highland Homeloans Llc
Conventional
$410,644
No
First
Oct 13, 2022
Nov 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$382,655
$10,815
2%
97%
$2,463/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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3962 Oak Creek Circle | Property Details | No Agent List