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$640,000

NAL Estimated Property Value

400 County Road 440 RDS, Thrall, TX, 76578

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,476 Sq Ft
price_per_sqft$220.11 / sqft
Year BuiltBuilt in 1987

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 3Bathrooms 3
AppliancesBuilt-In Electric Oven, Built-In Electric Range, Dishwasher, Microwave
FlooringCarpet, Tile, Wood

Exterior

Exterior FeaturesGarden, Uncovered Courtyard
Lot Size10 acres

Building Information

Garage Spaces2

Land Information

APNR-01-0656-0000-0012A
Land UseResidential
Legal DescriptionAW0656 WEST, W. SUR., ACRES 10.0
Census Tract020900
Assessed Land Value$220,000
Assessed Improvement Value$303,360
Assessment Year2025

About this property

Discover the perfect blend of country living and comfort in this 3-bedroom, 2.5-bathroom home offering 2,476 square feet of well-designed living space. Nestled on 10 peaceful acres, this property provides plenty of room to roam, garden, or raise animals — all while enjoying the benefits of an existing agricultural exemption for lower property taxes. Once inside the residence enjoy an amazing sunroom addition that perfectly blends comfort, light, and connection to the outdoors, a true sanctuary that elevates everyday living. Outside, a detached shop provides versatile space for a workshop, equipment storage, or hobby use — ideal for anyone needing extra utility space. The acreage includes a mix of open pasture and natural landscape, offering both privacy and productivity. Whether you’re seeking a serene homestead, a hobby farm, or a place to build your agricultural dreams, this property delivers country charm with modern convenience.

Investor Tools

Property Icon
$640,000
Estimated Property Value
$537,659Estimated Mortgage Balance
$102,341Estimated Equity
15% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,840 /month
Positive
Cash Flow Estimate:
$1,280 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$386/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,436
$523,360
2025
$220,000
$303,360
$523,360
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,436
$523,360

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
University Fcu
Va
$540,000
Yes
First
Jan 9, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$537,659
$102,341
15%
84%
$3,238/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Thrall

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400 County Road 440 RDS | Property Details | No Agent List