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$249,900

$260,000

401 S Vick Street, Decatur, TX, 76234

On MarketInfo
Price DropInfo
Beds2 Beds
Baths2 Bath
Baths1,509 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$165.61 / sqft
Year BuiltBuilt in 1965

Property Lead Type:

Must-SellDeal ListHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 1.5Bathrooms Full 1.5
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater
FlooringCeramic Tile, Vinyl

Exterior

Exterior FeaturesBarbecue, Outdoor Grill
Lot Size17,293 sqft

Building Information

Year Built1965
Stories1
Roof Type158
Garage Spaces2

Land Information

APND2815.0002.00
Lot Number2
SubdivisionStephens-Gage Addition
Land UseResidential
Legal DescriptionLOT 2 BLK 1 STEPHENS-GAGE ADDITION
Census Tract150202
Assessment Year2025

About this property

Investment opportunity in Decatur ISD! This charming 2-bedroom, 2-bath brick home offers timeless curb appeal with mature shade trees, a durable metal roof, an attached garage, and a covered carport for additional parking. Situated on a spacious lot adjacent to a greenbelt, the property features a large backyard with plenty of room to enjoy outdoor living. You’ll also find a storm shelter, barn, and small workshop, making it ideal for storage, hobbies, or projects. Inside, the generously sized kitchen offers abundant cabinet and counter space with room for casual dining, plus a formal dining room that’s perfect for entertaining or can be used as a flexible living space. Conveniently located just minutes from schools, shopping, and major commuter routes, this property is full of potential for homeowners or investors alike.

Investor Tools

$169,716Estimated Mortgage Balance
$129,284Estimated Equity
43% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,794 /month
Positive
Cash Flow Estimate:
$598 /month

Interested in this property?

Krisha Hesteande

Post Oak Realty West

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$423/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,577
$279,278
2025
N/A
N/A
$286,120
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,577
$279,278

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cmg Mortgage Inc
Unknown
$186,558
No
First
Sep 24, 2021
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$169,716
$129,284
43%
57%
$1,119/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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401 S Vick Street | Property Details | No Agent List