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$191,000

NAL Estimated Property Value

402 Sanders St, Bowie, TX, 76230

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,152 Sq Ft
price_per_sqft$173.61 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Electric Oven
FlooringCombination, Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters

Building Information

Year Built2006

Land Information

APNR000000790
Lot Number2
SubdivisionCummins Addition
Land UseResidential
Legal DescriptionPART OF LOT 2 BLK 33 CUMMINS
Census Tract950501
Assessed Land Value$2,560
Assessed Improvement Value$114,230
Assessment Year2025

About this property

Freshly renewed from the inside out, this 2-bedroom, 2-bath home offers modern finishes with timeless charm. From the moment you walk through the front door, you can feel that every update was done with care and intention. Fresh interior paint in a soft, neutral palette brightens the space and gives each room a clean, cohesive feel. New luxury vinyl plank flooring runs throughout the main living areas, bringing a touch of warmth while offering durability and easy maintenance. Kitchen includes the original tile flooring and oak like cabinetry, now beautifully complemented by sparkling quartz countertops and a freshly installed tile backsplash. Both bathrooms have been thoughtfully updated with tiled showers, quartz countertops, and fixtures that feel fresh and modern without losing that welcoming warmth. Each detail creates a calm and inviting retreat for the start and end of your day.The updates don’t stop inside. One car carport offers covered parking. Out back, you’ll find a freshly painted approximately 10x8 shed—ready for storage, projects, or even a little hobby space. The backyard offers plenty of room to unwind, with partial privacy fencing that gives just the right amount of seclusion without closing you off from the neighborhood feel. Full of nostalgic charm and community spirit, this home is just a 2-minute walk away from the public library and Rise Performing Arts Studio. This home feels light, clean, and full of life—ready for its next chapter. Every detail, from the new flooring and hardware to the freshly painted shed, adds up to a home that’s truly move-in ready without feeling cookie-cutter. Here, you’ll find a space that’s as practical as it is inviting, perfectly suited for anyone who values comfort, care, and a touch of charm. If you’ve been searching for a home that’s been loved and thoughtfully refreshed, this one is waiting for you. Step inside to see the quality upgrades for yourself, and picture your next chapter unfolding here.

Investor Tools

Property Icon
$191,000
Estimated Property Value
$376,422Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,200 /month
Positive
Cash Flow Estimate:
$400 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$98/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$223
$116,790
2025
$2,560
$114,230
$116,790
No

Tax History

Year
Tax Paid
Assessed Value
2025
$223
$116,790

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Fha
$189,307
Yes
First
Jan 7, 2026
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$376,422
N/A
0%
197%
$2,270/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Bowie

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402 Sanders St | Property Details | No Agent List