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$159,000

NAL Estimated Property Value

403 W Spruce St, Whitewright, TX, 75491

$206,700 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,600 Sq Ft
price_per_sqft$199.94 / sqft
Year BuiltBuilt in 2024

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater
FlooringVinyl

Exterior

Lot Size14,201 sqft

Building Information

Garage Spaces2

Land Information

APNX003 4508018 02
Lot Number8,9
SubdivisionSpearman Addn
Land UseReal-Residential Single Family & Condos W/Lan
Legal DescriptionSPEARMAN ADDN, BLOCK 6, LOT 8 AND 9, ACRES .326, UNDIVIDED INTEREST 50.0000000000%
Census Tract000102
Assessed Land Value$31,950
Assessed Improvement Value$110,665
Assessment Year2025

About this property

Builder offering $5K in buyer concessions to use towards closing costs! Gorgeous and modern custom built home exudes curb appeal and is ready for immediate move in! Open concept home with soaring 9 ft ceilings, custom interior door trim, designer paint colors and light colored, luxury vinyl plank flooring. Kitchen features luxurious leathered granite countertops, an oversized island, stainless steel appliances, and tiled backsplash. The walk in pantry has built in butcher block shelves to stow away all of your small appliances, leaving your beautiful counter tops uncluttered. The primary bedroom is oversized and features an ensuite bath complete with a tiled shower with glass door, double sinks, double mirrors, and a large walk in closet. The yard is fully sodded front and back and has a wooden privacy fence installed. Builder added some cool extra touches, including the dyed concrete on the driveway and front porch, setting this one apart from your cookie cutter new builds. Builder will also provide a 1-2-10 warranty at closing.

Investor Tools

Property Icon
$159,000
Estimated Property Value
$0Estimated Mortgage Balance
$159,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$206,700
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,919 /month
Positive
Cash Flow Estimate:
$640 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$151/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,017
$142,615
2025
$31,950
$110,665
$142,615
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,017
$142,615

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$159,000
100%
0%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitewright

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