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$979,351

404 River Down Rd, Georgetown, TX, 78628

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths4,420 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$112.74 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesOven, Convection Oven, Gas Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Heater, Water Softener Owned, Wine Refrigerator
FlooringCarpet, Slate, Tile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard

Building Information

Year Built2001
Stories3
Garage Spaces2

Land Information

APNR-20-9900-03B0-U009
Lot Number9
SubdivisionRiver Ridge 3
Land UseResidential
Legal DescriptionS6060 - RIVER RIDGE 3 SEC B, A VACATION AND RESUB OF A PORTI, BLOCK U, LOT 9
Census Tract020123
Assessed Land Value$131,250
Assessed Improvement Value$848,101
Assessment Year2025

About this property

*Stunning CUSTOM on wet weather CREEK! 4 bedrooms, 4.5 baths and 5 liv areas*Lg exercise room easily converted to 5th bedroom*Upstairs:2 lg kid rooms & lg playroom*AWESOME MANCAVE BASEMENT-->huge game room/media room with pool table that conveys + bar area*Gourmet kitchen features 5 burner gas stove/wine fridge/granite counters/ss appliances/updated cabinets and fixtures overlooking fam rm*True MIL plan ADA comp*Master on main floor*4 zoned a/c*Tons of Storage*neighborhood pool/park/close to schoolsFEMA - Unknown Restrictions: Yes Sprinkler Sys:Yes

Investor Tools

Property Icon
$979,351
Estimated Property Value
$389,600Estimated Mortgage Balance
$848,059Estimated Equity
60% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,876 /month
Positive
Cash Flow Estimate:
$1,959 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,402/month
$100/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,933
$979,351
2025
$131,250
$848,101
$979,351
No

Tax History

Year
Tax Paid
Assessed Value
2025
$11,933
$979,351

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Capstar Lending Llc
Conventional
$389,600
No
First
Mar 27, 2015
Apr 2030

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$131,292
$848,059
86%
13%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Georgetown

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404 River Down Rd | Property Details | No Agent List