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$324,900

405 Downing St, Belton, TX, 76513

On MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,174 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$149.45 / sqft
Year BuiltBuilt in 1963

Property Lead Type:

Must-SellAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal
FlooringCarpet, Luxury Vinyl Plank

Exterior

Private PoolPrivate Pool
Exterior FeaturesBalcony, Deck, In Wall Pest Control System, Private Yard, Rain Gutters
Lot Size19,911 sqft

Building Information

Year Built1963
Stories1
Roof Type105
Garage Spaces2

Land Information

APN68235
Lot Number3
SubdivisionNorman Place Subdivision Unit One
Land UseResidential
Legal DescriptionNORMAN PLACE SUBDIVISION UNIT ONE, BLOCK 001, LOT 0003
Census Tract021702
Assessed Land Value$46,991
Assessed Improvement Value$310,104
Assessment Year2025

About this property

Welcome to 405 Downing Street in Belton, where comfort, style, and space come together on a beautifully shaded 0.4-acre lot. This well-maintained 3-bedroom, 2-bath home offers 2,020 square feet of inviting living space in one of Belton's established neighborhoods. Inside, you'll find an open floor plan with spacious living and dining areas, abundant natural light, and a cozy fireplace with custom built-ins. The kitchen features custom cabinetry, stainless steel appliances, a gas range, generous counter space, and a large center island perfect for gathering. The spacious primary suite is a true retreat with a beautifully updated ensuite featuring dual vanities, a freestanding soaking tub, a walk-in shower, and a large walk-in closet. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy mature oak trees, a large deck for entertaining, and a detached workshop with additional storage. Conveniently located near Belton Lake, downtown Belton, Belton ISD schools, shopping, dining, and I-35, this move-in-ready home offers the perfect blend of privacy, convenience, and everyday living. Schedule your private showing today!

Investor Tools

$268,725Estimated Mortgage Balance
$88,370Estimated Equity
24% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,143 /month
Positive
Cash Flow Estimate:
$714 /month

Interested in this property?

Mathew Dick

eXp Realty LLC

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$696/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,571
$357,095
2025
$46,991
$310,104
$357,095
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,571
$357,095

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Fha
$283,882
Yes
First
Aug 29, 2023
Sep 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$268,725
$88,370
24%
75%
$1,703/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Belton

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405 Downing St | Property Details | No Agent List