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B+
NoAgentList RatingHow are grades calculated? Info

$688,065

405 Georgia St, McKinney, TX, 75069

$690,312 ARVInfo
Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,730 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$246.89 / sqft
Year BuiltBuilt in 2024

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2.5Bathrooms Full 2.5
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Tankless Water Heater, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile, Hardwood

Exterior

Lot Size6,011 sqft

Building Information

Year Built2024
Stories2
Garage Spaces2

Land Information

APNR-12975-00B-0020-1
Lot Number2
SubdivisionCollege Street Manor (Cmc)
Land UseResidential
Legal DescriptionCOLLEGE STREET MANOR (CMC), BLK B, LOT 2
Census Tract030802
Assessed Land Value$220,000
Assessed Improvement Value$468,065
Assessment Year2025

About this property

3-2-1 Rate Buydown offered at the expense of the Seller. Spanning 3,080 square feet, Stoneleigh is a gorgeous two-story floor plan with 3 bedrooms, 2.5 bathrooms and a 2-car garage. The home’s sizable front porch offers 155+ square feet of covered shade, while the back porch offers nearly 200 square feet of covered space. Upon entering the home, you’re greeted by a beautiful u-shaped staircase that pays homage to historical staircases. Space abounds with a grand foyer with two-story cathedral ceiling, and continues with a huge pantry, oversized primary-bedroom closet and large upstairs game room. The laundry room at the rear of the home is perfect for play clothes drop-offs.

Investor Tools

Property Icon
$688,065
Estimated Property Value
$600,000Estimated Mortgage Balance
$104,074Estimated Equity
13% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$690,312
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,128 /month
Positive
Cash Flow Estimate:
$1,376 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$482/month
$1,200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,349
$688,065
2025
$220,000
$468,065
$688,065
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,349
$688,065

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Jpmorgan Chase Bank Na
Conventional
$600,000
No
First
Nov 12, 2024
Dec 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$583,991
$104,074
15%
85%
$3,598/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,972/mo
$4,798/mo
$-2,826/mo
3.4%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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405 Georgia St | Property Details | No Agent List