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Days47Days on Market
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$211,800

405 N 10th Street, Temple, TX, 76501

On MarketInfo
Baths0 Bath
Baths1,782 Sq Ft
DuplexDuplex
price_per_sqft$118.86 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Deal ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bathrooms 0Bathrooms 0
AppliancesDishwasher, Disposal, Some Electric Appliances, Cooktop, Microwave
FlooringCarpet Free, Vinyl

Exterior

Private PoolPrivate Pool
Lot Size8,233 sqft

Building Information

Year Built2020
Stories1

Land Information

APN90741
Lot Number2
SubdivisionMoore's Park
Land UseResidential
Legal DescriptionMOORE'S PARK, BLOCK 00C, LOT PT 2, (N 75' OF 2), ACRES .189 (N 75' OF 2)
Census Tract020701
Assessed Land Value$24,616
Assessed Improvement Value$224,808
Assessment Year2025

About this property

Excellent investment opportunity in the heart of downtown Temple! This newer construction duplex, built in 2022, features 3-bedroom, 2-bathroom units. One side is vacant, making it a good opportunity for an owner-occupant or for immediate leasing to maximize rental income. Modern finishes, functional floor plans, and low-maintenance construction make this property an attractive addition to any investment portfolio. Conveniently located near downtown dining, shopping, healthcare facilities, and major employers. Whether you're looking to house hack or expand your rental portfolio, this turnkey property offers flexibility and strong income potential. Don't miss this opportunity to own a quality duplex in a growing area of Temple!

Investor Tools

Property Icon
$300,000
Estimated Property Value
$0Estimated Mortgage Balance
$0Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,800 /month
Positive
Cash Flow Estimate:
$600 /month

Interested in this property?

Robert Herrings

Century 21 Premier Realtors

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$542/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,003
$249,424
2025
$24,616
$224,808
$249,424
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,003
$249,424

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Simmons Bank
Credit Line (Revolving) / Heloc
$3,500,000
No
First
Mar 12, 2020
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$3,071,117
N/A
0%
1024%
$20,985/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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405 N 10th Street | Property Details | No Agent List