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$163,565

405 N 5th St, Temple, TX, 76501

Off MarketInfo
Baths1,440 Sq Ft
DuplexDuplex
price_per_sqft$125 / sqft
Year BuiltBuilt in 1985

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bathrooms Full 1Bathrooms Full 1
Heating OtherHeating Other

Exterior

Lot Size5,489 sqft

Building Information

Year Built1985
Stories1
Roof Type105

Land Information

APN11731
Lot Number3
SubdivisionL R Taylor Addition
Land UseResidential
Legal DescriptionL R TAYLOR ADDITION, BLOCK 002, LOT PT 3, (N 50' OF S 100' OF 3), ACRES .126 (N 50' OF S 100' OF 3)
Census Tract020701
Assessed Land Value$19,210
Assessed Improvement Value$144,355
Assessment Year2025

About this property

Can be sold in conjunction with 401 N 5th as a Tri-Unit!! Charming historic bungalow in the heart of Downtown Temple! Thoughtfully renovated with new paint, flooring, and stainless steel appliances! Enjoy new kitchen cabinets, countertops, and backsplash! Loaded with character and charm. Situated on a large corner lot, with a beautiful front porch. Walking distance to shops, restaurants, parks, and schools! Quick access to major highways and throughfares.

Investor Tools

Property Icon
$163,565
Estimated Property Value
$90,000Estimated Mortgage Balance
$77,936Estimated Equity
45% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,080 /month
Positive
Cash Flow Estimate:
$360 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$391/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,876
$163,565
2025
$19,210
$144,355
$163,565
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,876
$163,565

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$90,000
No
First
Sep 29, 2023
Oct 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$85,773
$77,792
47%
52%
$540/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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405 N 5th St | Property Details | No Agent List