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$312,000

405 S White Oak Rd, TX, 75693

$377,922 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,737 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$113.26 / sqft
Year BuiltBuilt in 1946

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesRefrigerator, Gas Water Heater
FlooringHardwood, Tile

Exterior

Lot Size21,649 sqft

Building Information

Year Built1946
Stories1
Roof Type109
Garage Spaces2

Land Information

APN0069003805-080-01-01
SubdivisionCastleberry W H Sur
Land UseResidential
Legal DescriptionAB 38 W H CASTLEBERRY SUR TR 80-01 SEC 5
Census Tract010202
Assessed Land Value$9,310
Assessed Improvement Value$254,470
Assessment Year2025

About this property

Nearly 2,800 square feet of single-story living on half an acre in White Oak ISD—paired with Local Retail zoning that allows for select office or neighborhood retail uses—405 S White Oak Rd offers a rare chance to combine home and/or business opportunity along one of the town’s primary routes. This property offers flexibility for those who envision future office, boutique, or neighborhood-oriented retail possibilities, or simply desire to enjoy the property as a home. It has 3 bedrooms, 2 bathrooms, and 2,737 square feet of well-maintained space inside an adorable 1946 ranch-style home. There is no other home like this one on the market in White Oak ISD! All major systems have been replaced within the last five years, giving the next owner confidence from day one. Inside, two large living areas create flexibility for gatherings, quiet evenings, workspace, or creative pursuits. The sunroom brings in abundant natural light and extends the breakfast nook even further. An oversized laundry room—with its own closet and exterior access to the patio plus additional room for shelving—adds everyday function and could easily serve as a mudroom or multipurpose area. Character details pair with practical updates throughout the home, which features hardwood flooring, tile, and carpet. Storage is plentiful, with multiple closets and extra cabinetry positioned throughout the layout (not all are pictured, so you'll definitely want to see for yourself). All three bedrooms are generous in size, including a spacious primary bedroom with room for a sitting area and a large walk-in closet. One bathroom includes a walk-in shower, while the second features a full tub—providing owners options for daily routines. Outside, the fenced backyard creates a defined space to enjoy, while additional yard beyond the fence line provides room for gardening, recreation, or future plans. A covered carport with an attached storage room adds convenience. Located with easy access to major local routes (Highway 80 or George Richey) and just minutes from Longview, this White Oak property delivers space, updates, accessibility—and the added flexibility of dual zoning—in one well-rounded package! Property is also listed under alternate zoning classification.

Investor Tools

Property Icon
$312,000
Estimated Property Value
$58,700Estimated Mortgage Balance
$258,804Estimated Equity
81% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$377,921
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,872 /month
Positive
Cash Flow Estimate:
$624 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$239/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,305
$263,780
2025
$9,310
$254,470
$263,780
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,305
$263,780

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
American Financing Corp
Conventional
$58,700
No
First
Jun 22, 2021
Jul 2031

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$53,196
$258,804
82%
17%
$352/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: White Oak

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405 S White Oak Rd | Property Details | No Agent List