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$220,000

406 Charlotte Ave, Rockport, TX, 78382

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths814 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$270.15 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2

Exterior

Lot Size5,001 sqft

Building Information

Year Built2023

Land Information

APN2715-000-406-000
Lot Number406
SubdivisionHoliday Beach St Charles
Land UseResidential
Legal DescriptionHOLIDAY BEACH ST CHARLES, LOT 406
Census Tract950101
Assessed Land Value$12,000
Assessed Improvement Value$161,610
Assessment Year2025

About this property

Welcome to your dream coastal retreat in the heart of Holiday Beach, Texas! This charming 2023-built cottage offers the perfect blend of modern comfort and beachside tranquility. With two spacious bedrooms and two full bathrooms, this beautifully designed home is ideal for a relaxing getaway, a permanent residence, or a turnkey income-producing investment property. Thoughtfully crafted with style and functionality in mind, the interior boasts an open-concept layout that maximizes space and natural light. The fully equipped kitchen flows effortlessly into the living and dining areas, creating an inviting space for entertaining or enjoying a quiet evening at home. Best of all, this home is being sold fully furnished—everything you see conveys, including all furniture, furnishings, and appliances—making it truly move-in or rental-ready from day one. Step outside and you’ll find a lovely patio and an expansive deck—perfect for morning coffee, sunset views, or weekend barbecues. Whether you're relaxing under the stars or enjoying the warm coastal breeze, this outdoor space offers a peaceful escape in a beautiful, laid-back community. Located just minutes from the water, fishing piers, and local boat ramps, this cottage sits in a prime spot for enjoying all the coastal activities Holiday Beach is known for. Whether you're looking for a personal slice of paradise or a smart investment with strong rental potential, this fully furnished gem is ready to welcome you. Don’t miss your chance to own a piece of the Texas coast—schedule a showing today and discover the charm and opportunity that await at this delightful Holiday Beach cottage!

Investor Tools

Property Icon
$220,000
Estimated Property Value
$220,924Estimated Mortgage Balance
$678Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,320 /month
Positive
Cash Flow Estimate:
$440 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$262/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,042
$173,610
2025
$12,000
$161,610
$173,610
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,042
$173,610

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Community Bank Na
Fha
$220,924
Yes
First
Nov 18, 2025
Dec 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$219,322
$678
0%
100%
$1,325/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Rockport

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406 Charlotte Ave | Property Details | No Agent List