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$851,450

NAL Estimated Property Value

406 Winding Creek Ln, McGregor, TX, 76657

Off MarketInfo
Beds4 Beds
Baths5 Bath
Baths3,786 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$224.25 / sqft
Year BuiltBuilt in 2010

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDisposal, Double Oven, Microwave, Electric Water Heater
FlooringCarpet, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesRain Gutters
Lot Size37,113 sqft

Building Information

Year Built2010
Stories2
Roof Type105
Garage Spaces3

Land Information

APN360824040001300
Lot Number30
SubdivisionStone Creek Ranch Part Four
Land UseResidential
Legal DescriptionSTONE CREEK RANCH PART FOUR LOT 30 BLOCK 1 ACRES .852
Census Tract003901
Assessed Land Value$116,160
Assessed Improvement Value$735,290
Assessment Year2025

About this property

Exquisite McGregor Luxury Residence nestled in tranquil Stone Creek Ranch, this stunning estate embodies timeless elegance and modern comfort. Drawing from Austin stone architecture, this 5-bedroom, 4-bath masterpiece is an entertainer's dream. Spanning across nearly one acre of verdant, tree-filled lot, the property boasts a 3-car garage, an impressive infinity pool, and a private putting green, setting an unparalleled standard in luxury living. Step inside to experience luxury at every corner. Wood floors flow throughout the home, adding warmth and sophistication, complementing the exterior Austin stone perfectly by bringing it inside! The main level features a vast, open-concept living area, seamlessly integrating into the warm, inviting eat-in kitchen.The kitchen itself is a home-chef's dream, fully equipped with top-range appliances and plenty of counter space. The separate dining room adds an element of tradition and elegance to any meal. Retreat into the commodious, light-filled master suite where a breathtaking view of your outdoor oasis. The suite offers a sanctuary from the world, with a spa-like bath that beckons relaxation at the end of the day. The first floor also encompasses two additional bedrooms, cleverly adjoined by a Jack-and-Jill bath. The residence offers a generously proportioned office area, perfect for the modern work-from-home lifestyle. The highlight of the second floor, however, is an immersive game room/theatre room. Equipped with surround sound and projector/screen; it is designed to provide an unforgettable entertainment experience. The alluring infinity pool with stone diving board steals the show in the backyard. Flanked by stone and lush greenery, it's perfect for a refreshing dip on a hot Southern day or a leisurely swim under the stars. The house backs up to a creek area, providing a serene space for relaxation. With its private putting green, this estate resonates the allure of comfortable living with an outdoor luxuriant appeal.

Investor Tools

Property Icon
$851,450
Estimated Property Value
$339,154Estimated Mortgage Balance
$512,296Estimated Equity
60% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,109 /month
Positive
Cash Flow Estimate:
$1,703 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,641/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$15,434
$851,450
2025
$116,160
$735,290
$851,450
No

Tax History

Year
Tax Paid
Assessed Value
2024
$15,434
$851,450

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Tfnb Your Bank For Life
Purchase Money Mortgage
$349,000
No
First
Oct 11, 2024
Oct 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$339,154
$512,296
60%
40%
$2,093/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,510/mo
$2,093/mo
$-583/mo
2.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McGregor

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406 Winding Creek Ln | Property Details | No Agent List