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$650,739

NAL Estimated Property Value

409 Main St # A, McKinney, TX, 75069

$737,746 ARVInfo
Off MarketInfo
Beds10 Beds
Baths6 Bath
Baths3,834 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$195.59 / sqft
Year BuiltBuilt in 2024

Property Lead Type:

BankruptcyOff-Market ListARV FlipAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 10Bedrooms 10
Bathrooms Full 3Bathrooms Full 3
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Other
FlooringVinyl

Exterior

Exterior FeaturesRain Gutters
Lot Size13,974 sqft

Building Information

Year Built2024
Stories2
Garage Spaces4

Land Information

APNR-0898-004-005R-1
Lot Number5R
SubdivisionH & T C Railroad Addition
Land UseResidential Multi-Family
Legal DescriptionH & T C RAILROAD ADDITION (CMC), BLK 4, LOT 5R; * (REPLAT) * (REPLAT)
Census Tract030901
Assessed Land Value$136,563
Assessed Improvement Value$514,176
Assessment Year2025

About this property

Built in 2025 with an estimated February 1st completion, this stunning full duplex combines modern curb appeal, thoughtful layout design, and exceptional versatility for both homeowners and investors — all located less than a mile from Historic Downtown McKinney. Each unit offers a rare and highly functional 5-bedroom, 3-bathroom floor plan, including a flexible first-floor bedroom or private office with full bath and closet, ideal for multigenerational living, guests, remote work, or tenant appeal. The open-concept kitchen and living area feature clean contemporary finishes, shaker-style cabinetry, quartz-inspired counters, stainless appliances, black hardware accents, and 9-foot ceilings that create a bright and inviting space for everyday living and entertaining. Upstairs, the second floor includes four total bedrooms per unit, highlighted by a spacious primary suite with dual vanities, large walk-in shower, and a beautiful freestanding soaking tub. Private fenced backyards, attached garages, dedicated laundry areas, and thoughtful storage enhance long-term livability. With its timeless exterior elevation, elevated architectural lines, and inviting front presence, the property delivers the kind of curb appeal that attracts quality tenants and resonates with future owner-occupants alike. Offering a combined total of 10 bedrooms and 6 full bathrooms across both units, this 2025 new-construction duplex presents an exceptional opportunity for house-hackers, multigenerational living needs, or portfolio investors seeking modern functionality, strong rental appeal, and lasting value in one of McKinney’s most desirable locations.

Investor Tools

Property Icon
$650,739
Estimated Property Value
$0Estimated Mortgage Balance
$650,739Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$737,745
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,499 /month
Positive
Cash Flow Estimate:
$1,500 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,063/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$650,739
2025
$136,563
$514,176
$650,739
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$650,739

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$650,739
100%
0%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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409 Main St # A | Property Details | No Agent List