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$570,000

NAL Estimated Property Value

409 River Mountain Dr, Boerne, TX, 78006

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,768 Sq Ft
price_per_sqft$330.88 / sqft
Year BuiltBuilt in 1998

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesCooktop, Dishwasher, Oven, Disposal
FlooringCarpet, Ceramic Tile, Wood

Exterior

Exterior FeaturesBalcony
Lot Size3.40 acres

Building Information

Year Built1998
Stories1
Roof Type109
Garage Spaces4

Land Information

APNR38297
Lot Number106
SubdivisionRiver Mountain Ranch
Land UseResidential
Legal DescriptionRIVER MOUNTAIN RANCH SECTION 1 LOT 106, 3.4 ACRES SECTION 1
Census Tract970403
Assessed Land Value$189,560
Assessed Improvement Value$385,130
Assessment Year2025

About this property

Welcome to your serene Texas Hill Country retreat! This charming 3-bedroom, 2-bathroom home sits gracefully on a sprawling 3.4-acre level lot adorned with majestic mature oak trees. The recently updated kitchen and primary bathroom blend modern convenience with Hill Country charm, while large picture windows frame breathtaking wildlife views that change with the seasons. The heart of the home features a stunning stone fireplace, creating a warm gathering space complemented by beautiful wood floors that flow seamlessly through the living room, dining room, and primary bedroom. The thoughtfully designed 1,768 square feet of living space offers both intimate comfort and room to breathe. Step outside to discover your private oasis, where a covered back patio provides a relaxing outdoor space perfect for quiet morning coffee or evening relaxation. Beyond this peaceful retreat, an extended deck offers the ideal setting for entertaining guests, soaking in stunning Hill Country views, or observing the diverse wildlife that calls this property home. The detached shop completes the outdoor amenities, providing perfect space for storage or pursuing your favorite hobbies. As a member of the HOA, you'll enjoy private access to the pristine Guadalupe River, where crystal-clear waters and cypress-lined banks await. This exceptional property places you minutes from Boerne's charming amenities while providing easy access to Fredericksburg's renowned wineries for weekend tastings and adventures. Quality healthcare remains convenient with excellent medical facilities nearby, and families will appreciate the highly rated Boerne Independent School District schools. Nature enthusiasts will love the proximity to Spring Creek Park and Kreutzberg Canyon Natural Area, where hiking trails wind through stunning limestone formations. The famous Cave Without A Name offers underground wonders just a short drive away. This isn't just a home, it's your gateway to the authentic Texas Hill Country lifestyle, where mature oaks whisper stories and every sunset paints the sky in Hill Country gold.

Investor Tools

Property Icon
$570,000
Estimated Property Value
$455,991Estimated Mortgage Balance
$114,009Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,510 /month
Positive
Cash Flow Estimate:
$1,170 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$299/month
$275/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$741
$514,017
2025
$189,560
$385,130
$574,690
Yes (2000)

Tax History

Year
Tax Paid
Assessed Value
2025
$741
$514,017

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Kyber Mortgage Corp
Conventional
$460,000
No
First
Nov 3, 2025
Dec 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$455,991
$114,009
20%
80%
$2,758/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Boerne

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409 River Mountain Dr | Property Details | No Agent List