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$484,000

NAL Estimated Property Value

4106 Surf Dr, Galveston, TX, 77554

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,450 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$362.07 / sqft
Year BuiltBuilt in 1986

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Electric Oven, Oven, Microwave, Electric Cooktop, Dishwasher, Dryer, Refrigerator, Washer
FlooringLaminate, Tile

Exterior

Lot Size7,998 sqft

Building Information

Year Built1986
Stories1
Roof Type105
Garage Spaces5

Land Information

APN5560-0003-0064-002
Lot Number64
SubdivisionPalm Beach
Land UseResidential
Legal DescriptionABST 121 PAGE 41 S 1/2 OF LOT 64 & N 1/2 OF LOT 65 (64-2) BLK 3 PALM BEACH
Census Tract726101
Assessed Land Value$153,360
Assessed Improvement Value$289,030
Assessment Year2025

About this property

Don’t miss this 3 Bed/2 Bath Beachside beauty in the heart of Palm Beach. Located on the southside of FM 3005 you are a 3-minute walk from putting your toes in the sand. The kitchen is complete with SS appliances, breakfast bar,granite counters & space for a breakfast table.The kitchen opens into a spacious living and dining area with plenty of windows & natural light. Walk out to the expansive front porch to enjoy the south breezes & the sound of the waves rolling. Primary bedroom has it's own en-suite bathroom w/ double sinks and tub/shower. Two additional bedrooms with plenty of beds and bunks for family or vacation rental. Relax in the jacuzzi on the back porch after a long day at the beach.Take a walk up to the crows nest that sits high above the roof for views of the Gulf on clear days. On the ground level there is an entertainment bar w/plenty of yard space for family fun. House sits on an 8,000 sqft lot. Property a vacation rental "Surf Shack". Sold furnished w/ few exclusions.

Investor Tools

Property Icon
$484,000
Estimated Property Value
$347,973Estimated Mortgage Balance
$136,027Estimated Equity
23% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,150 /month
Positive
Cash Flow Estimate:
$1,050 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$862/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,923
$442,390
2025
$153,360
$289,030
$442,390
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,923
$442,390

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$350,000
No
First
Jan 8, 2026
Feb 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$347,973
$106,027
23%
72%
$2,099/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Galveston

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4106 Surf Dr | Property Details | No Agent List