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$627,000

NAL Estimated Property Value

4115 Fm 513 S, Lone Oak, TX, 75453

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,762 Sq Ft
price_per_sqft$152.84 / sqft
Year BuiltBuilt in 1892

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
Indoor FireplaceIndoor Fireplace
Heating CentralHeating Central
CoolingCooling
AppliancesBuilt-In Gas Range
FlooringCarpet, Ceramic Tile, Wood

Exterior

Exterior FeaturesBalcony, Other, Storage
Lot Size9.59 acres

Building Information

Year Built1892
Stories2
Roof Type105

Land Information

APN0065-L600-0020-50
SubdivisionBoren James
Land UseResidential
Legal DescriptionA0065 BOREN JAMES,TRACT L6-2, ACRES 9.59,*LIFE ESTATE TO KENNETH & LORI LEONARD*
Census Tract960700
Assessed Land Value$19,410
Assessed Improvement Value$439,830
Assessment Year2025

About this property

Absolutely breathtaking vintage farmhouse, a true charmer! Mix of vintage and modern touches that makes this home so special and unique. It offers the original architectural design that one is sure to appreciate! Walk in to the foyer of this home and just feel the warmth and charm. Admire the craftsmanship and character of so many original features including beautiful fixtures, wood floors, and an old in wall icebox that brings you back in time. Two living areas, a large formal dining room and an office. Very large bedrooms that any guest would be sure to enjoy! Inviting eat in kitchen with farm sink. Screened in balcony, wrap around porch, greenhouse, barn, workshop and pastures all on just under 10 acres.

Investor Tools

Property Icon
$627,000
Estimated Property Value
$282,322Estimated Mortgage Balance
$344,678Estimated Equity
54% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,762 /month
Positive
Cash Flow Estimate:
$1,254 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$697/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,230
$459,240
2025
$19,410
$439,830
$618,750
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,230
$459,240

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Member Home Loan
Conventional
$308,000
No
First
Dec 10, 2021
Jan 2037

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$282,322
$344,678
54%
45%
$1,847/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lone Oak

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4115 Fm 513 S | Property Details | No Agent List