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$598,307

4120 Monterey Pine Pl, McKinney, TX, 75071

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,332 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$257.25 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
AppliancesBuilt-In Gas Range, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave
FlooringCarpet

Exterior

Exterior FeaturesFire Pit, Rain Gutters, Lighting, Outdoor Grill, Private Yard

Building Information

Year Built2020
Stories1
Garage Spaces2

Land Information

APNR-12153-00W-0870-1
Lot Number87
SubdivisionTimber Creek Phase 6 (Cmc)
Land UseResidential
Legal DescriptionTIMBER CREEK PHASE 6 (CMC), BLK W, LOT 87
Census Tract030604
Assessed Land Value$150,000
Assessed Improvement Value$448,307
Assessment Year2025

About this property

Immaculately maintained, move-in ready 2020 Highland Home! Attention to every detail in the stunning finishes & many upgrades. Truly open concept home, spanning 2332 sqft w 3 bdrms & 3 full baths, media rm fully wired for surround sound & office w custom built ins! Custom wainscoting trim along entry hall, abundance of natural light, luxury vinyl plank wood look floors & tall ceilings. Entertaining is effortless w view of cozy family rm from gourmet kitchen, a true chef's dream - gas range, upgraded cabinet & pendant lighting, modern white cabinets & hardware, & oversized island w farm sink. Primary bdrm w extended bay windows & spa-ilke ensuite. Year round outdoor entertaining space on custom extended covered patio & outdoor kitchen w stone & concrete countertops, inset gas firepit, built in storage cabinet, grill, & fridge, & ceiling fans! Back & side yards complete w artificial turf. Garage features epoxied floors & overhead storage; floored attic adds over 200sqft of storage space!

Investor Tools

Property Icon
$598,307
Estimated Property Value
$560,700Estimated Mortgage Balance
$72,113Estimated Equity
6% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,599 /month
Positive
Cash Flow Estimate:
$1,200 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,107/month
$414/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,292
$598,307
2025
$150,000
$448,307
$598,307
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,292
$598,307

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Conventional
$560,700
No
First
Jan 23, 2023
Feb 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$526,194
$72,113
12%
88%
$3,362/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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4120 Monterey Pine Pl | Property Details | No Agent List