B+

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Owner Contacts

$682,000

NAL Estimated Property Value

4123 Pirates Bch, Galveston, TX, 77554

Off Market

4 Beds

2 Bath

1,776 Sq Ft

Single Family Residence

$393.58 / sqft

Built in 2002

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave, Electric Range, Electric Oven

FlooringWood

Exterior

Exterior FeaturesBalcony

Lot Size5,998 sqft

Building Information

Year Built2002

Stories2

Roof Type105

Garage Spaces5

Land Information

APN5856-0015-0002-000

Lot Number2

SubdivisionPirates Beach 2

Land UseResidential

Legal DescriptionABST 121 PAGE 45 LOT 2 BLK 15 PIRATES BEACH SEC 2

Census Tract726101

Assessed Land Value$94,200

Assessed Improvement Value$498,240

Assessment Year2025

About this property

PRICE REDUCTION for this sought after 4/2 Pirates Beach home w/beach views and flowing floor plan. Inviting main level w/wall to wall windows providing natural light w/2 story ceilings all open to kitchen, dining & living. Kitchen & dining combo can seat around 14. Living has built ins & fireplace. 2 spacious downstairs bedrooms w/renovated decorative tiled bath. Upstairs w/extra spacious bedroom that has access to upper deck w/beautiful beach views. Upstairs bath has been updated w/large decorative tiled walk in shower. Upstairs has extra bedroom that would make great primary suite office or reading room. Exterior deck is extra large for entertaining & is partly covered for either shade or soaking up the sun. Ground level has tons of space for games, seating, outdoor shower, 1 car garage, golf cart garage & workshop. Lift goes to main level deck. Comes fully furnished & includes golf cart. New roof in 2022. Electric Storm shutters for windows. Great vacation rental or permanent home.

Investor Tools

$682,000

Estimated Property Value

$0Estimated Mortgage Balance

$682,000Estimated Equity

100% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$4,194 /month

Positive

Cash Flow Estimate:

$1,398 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,235/month

$414/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$11,413

$592,440

2025

$94,200

$498,240

$592,440

Tax History

Year

Tax Paid

Assessed Value

2024

$11,413

$592,440

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Milestone Mortgage Corp

Unknown

$104,000

First

N/A

Apr 2018

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

N/A

$691,000

100%

$0/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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