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$199,900

$215,000

415 W Monterey St, Denison, TX, 75020

Under ContractInfo
Price DropInfo
Beds4 Beds
Baths2 Bath
Baths1,315 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$152.02 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityVacant HomesMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Half 2Bathrooms Half 2
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
FlooringCarpet, Vinyl

Exterior

Exterior FeaturesRain Gutters, Private Yard, Storage
Lot Size7,501 sqft

Building Information

Year Built2020
Roof Type109

Land Information

APND030 3052319
Lot Number13
SubdivisionDumas J P Addn
Land UseResidential
Legal DescriptionDUMAS J P ADDN, BLOCK 32, LOT 13, ACRES .1722
Census Tract000700
Assessed Land Value$34,875
Assessed Improvement Value$191,101
Assessment Year2025

About this property

Welcome to this beautifully maintained 2020-built home that feels practically brand new! Featuring fresh paint and new flooring throughout, this light-filled home offers a bright and inviting living space right as you walk in — perfect for relaxing or entertaining. The open layout features luxury plank vinyl flooring throughout main living areas that flow seamlessly into the updated kitchen, complete with white cabinetry and stainless steel appliances. The oversized primary suite is situated in the back of the home and offers plenty of space to unwind. This room features new plush carpet, a walk-in closet and a private ensuite bath making this the perfect owner's retreat! Three additional guest bedrooms offer new plush carpet with ample closet space and provide the ultimate flexibility for family, guests, or a home office. Step outside to enjoy the large fenced backyard — ideal for pets, play, or gatherings — plus a convenient shed for extra storage or hobby space. Located in fast-growing Denison, this move-in ready home is one you don’t want to miss. Schedule your showing today!

Investor Tools

Property Icon
$228,000
Estimated Property Value
$133,600Estimated Mortgage Balance
$108,345Estimated Equity
41% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,368 /month
Positive
Cash Flow Estimate:
$456 /month

Interested in this property?

Mallory Adams

OmniKey Realty, LLC.

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$539/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,329
$225,976
2025
$34,875
$191,101
$225,976
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,329
$225,976

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Bank
Purchase Money Mortgage
$133,600
No
First
Feb 8, 2021
Feb 2041

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$119,655
$108,345
47%
52%
$801/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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415 W Monterey St | Property Details | No Agent List