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$468,000

4198 Carter Ct, Denison, TX, 75020

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths2,859 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$209.86 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Garage AvailableGarage Available
AppliancesBuilt-In Gas Range, Dishwasher, Disposal, Electric Cooktop, Gas Cooktop, Gas Oven, Microwave, Tankless Water Heater
FlooringCarpet, Laminate, Wood

Exterior

Exterior FeaturesDog Run, Lighting, Garden
Lot Size7,231 sqft

Building Information

Year Built2023
Garage Spaces2

Land Information

APN102 8354028
Lot Number28
SubdivisionThe Reserve Phase 5
Land UseResidential
Legal DescriptionTHE RESERVE PHASE 5, LOT 28, ACRES .166
Census Tract000901
Assessed Land Value$58,715
Assessed Improvement Value$405,676
Assessment Year2025

About this property

A 2023 build with all the bells and whistles, upgrades galore throughout. This upscale home has multi ways to repurpose several areas for personal preference. The downstairs feature a grand entrance with a lovely front door and entrance hall light fixture. There is an extra smaller guest suite on the right, and an office, living area to the left. Next is the wide open great room with a high ceiling, beautiful stone fireplace that is visual from kitchen and dining areas as well. This kitchen is a cooks delight with gorgeous quartz counter space, island for bar stools and plenty of space for the cook and guests. Primary bedroom ensuite is private to the back of the home for a well deserved retreat. Upstairs is an additional open bonus room that can serve varied purpose. ALL bedrooms in this home are split, with easy access to a full bathroom. Access to US 75 is a stone throw away. The garage floor has a special epoxy coating. The exterior has JELLYFISH lighting system which makes it super fun and easy to express any holiday that you choose. The owner has added extra recessed lighting, and drawer and cabinet pulls for all cabinets. A custom chandelier adorns the primary master suite. The street appeal includes stone work around entrance and tree area

Investor Tools

Property Icon
$468,000
Estimated Property Value
$290,000Estimated Mortgage Balance
$191,621Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,600 /month
Positive
Cash Flow Estimate:
$1,200 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$296/month
$325/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,207
$464,391
2025
$58,715
$405,676
$464,391
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,207
$464,391

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Bank
Conventional
$290,000
No
First
Oct 5, 2023
Nov 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$276,379
$191,621
40%
59%
$1,739/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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4198 Carter Ct | Property Details | No Agent List