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Owner Contacts

$318,000

NAL Estimated Property Value

420 W Oak St, Wylie, TX, 75098

Off Market

3 Beds

2 Bath

1,342 Sq Ft

$234.72 / sqft

Built in 1985

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Electric Range, Gas Water Heater, Microwave

FlooringCarpet, Ceramic Tile, Laminate

Building Information

Year Built1985

Stories1

Garage Spaces1

Land Information

APNR-1503-010-0230-1

Lot Number23

SubdivisionRustic Oaks Phase Two (Cwy)

Land UseResidential

Legal DescriptionRUSTIC OAKS PHASE TWO (CWY), BLK J, LOT 23

Census Tract031319

Assessed Land Value$90,000

Assessed Improvement Value$223,902

Assessment Year2025

About this property

Welcome to your future home in the charming city of Wylie! This 3bed, 2-bath house offers 1,342 sq ft of comfortable living space,perfect for families or those seeking a cozy retreat.Nestled in a friendly neighborhood,this property boasts easy access to a wealth of local amenities.Nature enthusiasts will appreciate the proximity to Downtown Wylie.It's the perfect spot for weekend relaxation or daily exercise routines.Inside the home, you'll discover a well-designed layout that maximizes space & functionality. The primary bedroom offers a tranquil sanctuary for rest & rejuvenation,while the additional bedrooms provide ample space for family members or guests.With its prime location & thoughtful features,this property presents an excellent opportunity to put down roots in a thriving community.Whether you're a first-time homebuyer or looking to upgrade,this charming Wylie home might just be the place where your next chapter begins.Don't miss out on the chance to make this house your home!

Investor Tools

$318,000

Estimated Property Value

$304,154Estimated Mortgage Balance

$13,846Estimated Equity

4% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,908 /month

Positive

Cash Flow Estimate:

$636 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$537/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$4,856

$313,902

2025

$90,000

$223,902

$313,902

Tax History

Year

Tax Paid

Assessed Value

2024

$4,856

$313,902

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Ark-La-Tex Financial Services Llc

Unknown

$306,375

First

Dec 16, 2025

N/A

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$304,154

$13,846

96%

$1,837/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,560/mo

$1,837/mo

+$723/mo

9.7%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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