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$138,000

NAL Estimated Property Value

425 E Monterey St, Denison, TX, 75021

Off MarketInfo
Beds2 Beds
Baths1 Bath
Baths840 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$178.57 / sqft
Year BuiltBuilt in 1920

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 1Bathrooms Full 1
AppliancesElectric Range, Gas Water Heater
FlooringLinoleum, Wood

Exterior

Lot Size7,000 sqft

Building Information

Year Built1920
Roof Type109

Land Information

APND029 3085071
Lot Number18
SubdivisionHighland View Addn
Land UseResidential
Legal DescriptionHIGHLAND VIEW ADDN, BLOCK 12, LOT 18, ACRES .1607
Census Tract000600
Assessed Land Value$37,170
Assessed Improvement Value$53,613
Assessment Year2025

About this property

Step back in time with this charming 1920s home in Denison! This property retains its historic character while offering opportunities for modern updates. Perfect for a cozy personal residence or a savvy investor seeking a fixer-upper, this home boasts covered front and back porches, a spacious living room, an ample kitchen with space for a small table, a separate utility room, and two bedrooms. Conveniently located near downtown Denison, grocery stores, restaurants, and Hwy 69, this home is ready for someone to add their personal touch and create their dream space. While some TLC is needed, the potential is undeniable!

Investor Tools

Property Icon
$138,000
Estimated Property Value
$0Estimated Mortgage Balance
$138,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$900 /month
Positive
Cash Flow Estimate:
$300 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$232/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,089
$90,783
2025
$37,170
$53,613
$90,783
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,089
$90,783

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$138,000
100%
0%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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425 E Monterey St | Property Details | No Agent List