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Days23Days on Market
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$295,000

$305,000

426 Shadow Creek Dr, El Lago, TX, 77586

On MarketInfo
Price DropInfo
Beds4 Beds
Baths2 Bath
Baths2,103 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$140.28 / sqft
Year BuiltBuilt in 1965

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Oven, Microwave, Electric Cooktop, Dishwasher, Dryer, Refrigerator, Washer
FlooringCarpet, Tile

Exterior

Exterior FeaturesDock
Lot Size9,696 sqft

Building Information

Year Built1965
Stories1
Garage Spaces2

Land Information

APN0954490000030
Lot Number30
SubdivisionEl Lago
Land UseResidential
Legal DescriptionLT 30 BLK 7 EL LAGO SEC 3
Census Tract341501
Assessed Land Value$82,238
Assessed Improvement Value$209,624
Assessment Year2025

About this property

Beautifully maintained 4-bedroom, 2-bath home in the community of El Lago featuring a detached garage and spacious backyard perfect for entertaining. This move-in ready home has been updated with major improvements throughout, including interior & exterior foundation leveling completed in 2022 with a LIFETIME TRANSFERRABLE WARRANTY. Additional upgrades—new luxury vinyl plank flooring (2022), updated plumbing (2022), new primary acrylic shower (2025), new house gas line and water heater (2026), new paint and patio (2026), newer roof (2018), new garage door opener (2026), and new appliances including dishwasher, disposal, and washer (2024). Located in a highly sought-after area zoned to desirable e-STEM schools, this family-friendly neighborhood offers walking distance to several parks, playgrounds, and a splash pad. The home has NEVER FLOODED, and the recently reconstructed street was designed to improve drainage. This home truly combines comfort, location, and lifestyle all in one!

Investor Tools

$276,525Estimated Mortgage Balance
$33,497Estimated Equity
11% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,854 /month
Positive
Cash Flow Estimate:
$618 /month

Interested in this property?

Tiffany Sommer

Vip Realty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$439/month
$29/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,724
$291,862
2025
$82,238
$209,624
$291,862
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,724
$291,862

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Barry L Butler
Purchase Money Mortgage
$300,000
No
First
Apr 26, 2022
Apr 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$276,525
$35,475
11%
89%
$1,799/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,420/mo
$1,828/mo
+$592/mo
9.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: El Lago

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426 Shadow Creek Dr | Property Details | No Agent List