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$334,000

428 Troy Ln, Fairfield, TX, 75840

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths2,479 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$120.61 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
AppliancesElectric Water Heater, Gas Water Heater, Disposal, Ice Maker, Microwave, Vented Exhaust Fan
FlooringVinyl, Wood

Exterior

Lot Size18,448 sqft

Building Information

Year Built1999
Garage Spaces2

Land Information

APN28140-00507-00000-000000
Land UseResidential
Legal DescriptionNORTHWOOD ADDN FAIRFIELD LOT 7 BLK 5
Census Tract000200
Assessed Land Value$11,655
Assessed Improvement Value$274,758
Assessment Year2025

About this property

Wonderful home in one of Fairfield's favorite home additions, just off of FM 488. With easy access to shopping, work and schools, this large home on a great corner lot will suit many needs. Recently updated with the very best amenities, this 4+ bedroom, 3 bath home and double attached garage has it all. Open living and dining area makes it ideal for keeping up with the kids homework while meal prepping in the kitchen, or just enjoying a nice game night with friends. Speaking of the kitchen, what's on your wish list? Farmhouse sink with quartz countertops and pot filler over the stove pique your interest just a little? How about the beautiful vinyl plank flooring that is loved by all? The huge walk in closet in the primary bedroom will satisfy just about any homeowner, as will the dual vanities and walk in shower. This home has FOUR bedrooms downstairs....but wait.....there's also a bedroom and bath upstairs that's ideal for the occasional overnight guests or perhaps a home office where you can get away from the frenzy of home activity. Or it could be the perfect kids playroom/game room where they'll have fun without creating a mess in the rest of the house. For those great nights of moon watching or roasting marshmallows, there's a covered patio and a very large backyard. You'll love the neighborhood walking groups if that's your thing. But if the reclusive lifestyle is more you, you'll find that you can enjoy peace and privacy just as much. This home has it all....but to see it is to believe it. Fairfield is conveniently located on Interstate 45 so it's a quick drive to Dallas or Houston.

Investor Tools

Property Icon
$334,000
Estimated Property Value
$239,200Estimated Mortgage Balance
$115,153Estimated Equity
28% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,004 /month
Positive
Cash Flow Estimate:
$668 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$451/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,747
$286,413
2025
$11,655
$274,758
$286,413
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,747
$286,413

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Keller Mortgage Llc
Conventional
$239,200
No
First
Nov 2, 2021
Dec 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$218,847
$115,153
34%
66%
$1,435/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Fairfield

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428 Troy Ln | Property Details | No Agent List