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$634,000

NAL Estimated Property Value

430 Stone Manor Dr, Waco, TX, 76657

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths3,045 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$213.43 / sqft
Year BuiltBuilt in 2017

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave
FlooringHardwood, Tile

Exterior

Lot Size16,422 sqft

Building Information

Year Built2017
Stories1
Roof Type105
Garage Spaces3

Land Information

APN360824070012040
Lot Number4
SubdivisionStone Creek Ranch Part Seven
Land UseResidential
Legal DescriptionSTONE CREEK RANCH PART SEVEN LOT 4 BLOCK 12 ACRES .377
Census Tract003901
Assessed Land Value$87,690
Assessed Improvement Value$486,996
Assessment Year2025

About this property

Located in Stone Creek Ranch Estates, 430 Stone Manor blends timeless elegance with everyday comfort. From the moment you arrive, you're welcomed by a charming front patio and grand double knotty alder doors that open into a thoughtfully designed interior. Hardwood floors flow through the main living areas, complemented by a cozy gas fireplace wrapped in Austin stone and topped with a warm wooden mantle—perfect for gathering or unwinding. To the left, a formal dining space sets the stage for entertaining, while to the right, a versatile hall office offers a quiet spot for work or study. Bedrooms two and three share a stylish Jack-and-Jill bath with stone-surfaced countertops, generous walk-in closets, and a tub-shower combo. Bedrooms four and five share another full bath, with the fifth currently serving as a second living area—featuring wood beams, ceiling speakers, and horizon views. At the heart of the home is a chef’s kitchen, outfitted with stainless steel GE appliances and ample storage. A five-burner GE Monogram gas cooktop with pot filler, marble countertops, herringbone tile backsplash, and a large island with seating for four to five complete the space—functional and beautiful for daily use and entertaining. Off the kitchen, a custom mud bench drop zone leads to a utility room with cabinetry, a sink, and room for a second fridge—plus a pass-through to the primary closet. The isolated primary suite is a peaceful retreat with tranquil backyard views. Its luxurious ensuite bath features marbled countertops, tiled flooring, a spacious walk-in shower, jacuzzi tub, and dual vanities. The primary closet connects directly to the utility room for added convenience. Out back, a covered patio with a built-in gas connection makes grilling effortless while you relax and enjoy Texas sunsets. Additional highlights include a three-car side-entry garage with a poly plex-coated floor, all within Midway ISD—zoned to South Bosque Elementary and River Valley Middle School.

Investor Tools

Property Icon
$634,000
Estimated Property Value
$503,749Estimated Mortgage Balance
$130,251Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,899 /month
Positive
Cash Flow Estimate:
$1,300 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,115/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,212
$574,686
2025
$87,690
$486,996
$574,686
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,212
$574,686

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Of Central Tx
Closed-End Mortgage / Closed-End With Future Advance Clause
$512,000
No
First
Jun 10, 2025
Jun 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$503,749
$130,251
20%
79%
$3,070/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,630/mo
$3,070/mo
$-1,440/mo
3.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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430 Stone Manor Dr | Property Details | No Agent List