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$583,000

NAL Estimated Property Value

4306 Spanish Oak Rd, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,052 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$204.78 / sqft
Year BuiltBuilt in 1970

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3.5Bathrooms Full 3.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDouble Oven, Dishwasher, Electric Cooktop, Electric Range, Disposal, Gas Range, Gas Water Heater, Oven, Refrigerator, Wine Refrigerator, Cooktop, Microwave
FlooringTile, Vinyl

Exterior

Lot Size17,685 sqft

Building Information

Year Built1970
Stories1
Roof Type127
Garage Spaces4

Land Information

APN25285
Lot Number7
SubdivisionRamblewood 1st Unit
Land UseResidential
Legal DescriptionRAMBLEWOOD 1ST UNIT, BLOCK 002, LOT 0007
Census Tract021302
Assessed Land Value$38,500
Assessed Improvement Value$397,482
Assessment Year2025

About this property

Incredibly inviting ranch style home in Ramblewood, just minutes from Lions Park. This 3052 sqft home has been renovated to offer new home amenities in a beautiful established neighborhood. This spacious home has 4 bedrooms and 3 bathrooms. The kitchen has been fitted with new custom cabinetry, Forno appliance package with 48" gas stove, Taj Mahal Quartzite and Black Mist Granite countertops and backsplash with an island, gorgeous brass hardware and new fixtures. Each bathroom has been custom designed with unique choices for each space. The flex space in this home houses a full kitchen, living room and dining area. This area of the house could be used as a self sufficient  in-law space or amazing game room. The large rear patio offers plenty of area for outdoor living as well. This home offers new energy efficient windows, 2 new HVAC systems for year-round comfort, all new plumbing, new electrical, 2 tankless water heaters, new flooring throughout and newly installed irrigation system.  Take a tour of this forever home for even more surprises!

Investor Tools

Property Icon
$583,000
Estimated Property Value
$301,991Estimated Mortgage Balance
$281,009Estimated Equity
48% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,750 /month
Positive
Cash Flow Estimate:
$1,250 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,092/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,194
$435,982
2025
$38,500
$397,482
$435,982
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,194
$435,982

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Armed Forces Bank Na
Va
$303,750
Yes
First
Jan 27, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$301,991
$281,009
48%
52%
$1,822/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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4306 Spanish Oak Rd | Property Details | No Agent List