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$416,000

NAL Estimated Property Value

431 Hcr 2128, Whitney, TX, 76692

Off MarketInfo
Beds4 Beds
Baths5 Bath
Baths2,800 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$150 / sqft
Year BuiltBuilt in 2009

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Convection Oven, Double Oven, Refrigerator, Washer
FlooringCarpet, Laminate

Exterior

Exterior FeaturesPlayground, Garden
Lot Size2.93 acres

Building Information

Garage Spaces2

Land Information

APN394932
Land UseResidential
Legal DescriptionJ GREER A-320 TR 3D 2.927 AC
Census Tract960501
Assessed Land Value$66,440
Assessed Improvement Value$279,880
Assessment Year2025

About this property

A must-see barndominium offering nearly seven acres of privacy, space, and true country living just minutes from town. This 2,800-square-foot home features four bedrooms and four and a half baths, with generously sized rooms and walk-in closets that make the layout feel open and comfortable. The freshly renovated kitchen stands out with a massive quartz island that anchors the space and brings a modern touch to the home. A dedicated media room or office adds flexibility for work or entertainment, and the wood-burning fireplace creates a warm, inviting atmosphere. The home includes a two-car garage, spray-foam insulation, and paid-off solar panels that keep the average electric bill around ninety dollars. New carpet upstairs adds a clean, updated feel. Both the home and the land offer an impressive sense of space, giving you room to spread out and enjoy the peaceful surroundings. Outside, the property is completely fenced and ready for horses or cows. The covered back porch looks out over beautiful views, making it an ideal place to unwind. The location blends privacy with accessibility: three miles to the town of Whitney, five minutes to Lake Whitney, ten minutes to Lake Aquilla, fifteen minutes to two championship golf courses, forty-five minutes to Waco, and about an hour to DFW. It’s a rare combination of comfort, acreage, and convenience, offering a lifestyle that’s hard to match.

Investor Tools

Property Icon
$416,000
Estimated Property Value
$68,650Estimated Mortgage Balance
$347,350Estimated Equity
83% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,520 /month
Positive
Cash Flow Estimate:
$840 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$271/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,175
$346,320
2025
$66,440
$279,880
$346,320
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,175
$346,320

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mary Alice Hankhouse
Seller Carryback / Seller Financing / Seller Take-Back
$86,900
No
First
Jun 23, 2016
Jun 2023

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$68,650
$347,350
83%
17%
$522/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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431 Hcr 2128 | Property Details | No Agent List