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$316,000

NAL Estimated Property Value

431 Shadow Creek Dr, El Lago, TX, 77586

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,027 Sq Ft
price_per_sqft$152.94 / sqft
Year BuiltBuilt in 1966

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Private PoolPrivate Pool
Lot Size9,596 sqft

Building Information

Year Built1966
Garage Spaces2

Land Information

APN0974290000004
Lot Number4
SubdivisionEl Lago
Land UseResidential
Legal DescriptionLT 4 BLK 9 EL LAGO SEC 4 R/P
Census Tract341501
Assessed Land Value$81,783
Assessed Improvement Value$199,507
Assessment Year2025

About this property

Located on a quiet street in El Lago, this fantastic 4 bedroom, 2 bath home will be perfect for anybody in any phase of life! This home has great curb appeal, with a two car detached garage, beautiful landscaping, and tall towering trees. Grill out under your covered patio while the kids swim in the large private pool. Inside you’ll find 4 sizable bedrooms and over 2,000 sq ft of living space. The living area boasts large windows, vaulted ceilings and a cozy brick fireplace. In the galley-style kitchen you’ll find stainless-steel appliances, plenty of cabinet and drawer space, and a breakfast nook as well as a breakfast bar for lots of extra seating. The spacious second living and formal dining areas provide flex-space for a home office or work out room. Do not miss out on this hidden gem in a great area! Zoned for CCISD! Schedule your private tour today! FYI: new 30year roof is being installed May 4th. And all the plumbing will be replaced before closing.

Investor Tools

Property Icon
$316,000
Estimated Property Value
$311,926Estimated Mortgage Balance
$4,074Estimated Equity
1% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,896 /month
Positive
Cash Flow Estimate:
$632 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$480/month
$40/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,186
$281,290
2025
$81,783
$199,507
$281,290
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,186
$281,290

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cardinal Financial Company Lp
Fha
$314,204
Yes
First
Dec 3, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$311,926
$5,074
1%
99%
$1,884/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,870/mo
$1,924/mo
$-54/mo
7.1%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: El Lago

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431 Shadow Creek Dr | Property Details | No Agent List